由我國高等教育就學貸款之運用探究教育公平性問題

本研究藉由我國高等教育就學貸款制度之實施現況，探討當前國內高教之擴張雖增加弱勢家庭子女就學機會，然學雜費之付出仍為其就學之沉重負擔，教育取得因家庭背景之差異而存有不平等現象。公私立大專校院學費標準之差距及教育資源分配之不公，弱勢家庭子女大多就讀學費較昂貴的私立大專校院，出現「反所得重分配」現象。本文主要採文獻分析、教育統計資料庫分析及比較研究法來進行分析論述，從高教擴充後，學生入學機會可接近性及就學可負擔性角度，探討目前我國高教學生學費負擔及就學貸款之運用是否符合公平原則。

關鍵字

高等教育；成本分擔；教育公平；就學貸款

並列摘要

This study mainly focuses on the current situation of the implementation of higher education loan system in Taiwan. The higher education in Taiwan has expanded greatly in recent decades. It is found that opportunity of higher education of the disadvantaged groups has increased, but expansion and equity has not moved together. Students from economically disadvantaged families are still burdened with their tuition fees. There is an unfair phenomenon in the acquisition of education due to differences in family background and is still present at different levels or different types of educational opportunities. The difference in student tuition fees and the allocation of educational resources between public and private universities in Taiwan is apparent. The majority of the students of the disadvantaged families enrolled in the more expensive private colleges and universities, resulting in the phenomenon of ＂anti-income redistribution＂ occurrence. It is the subject of current development of higher education to implement the care of the disadvantaged students so as to promote education fairness and guarantee equal opportunities for education. The research method of this paper is mainly based on the analysis of literature, analysis of educational statistics database and comparative research method. After the expansion of higher education in Taiwan, the accessibility of students' admission opportunities and the affordability of schooling are discussed. Whether the tuition burden and the employment of school loans are in line with the principle of fairness.