資本對銀行績效的影響

THE IMPACT OF CAPITAL ON BANK PERFORMANCE

李惠妍(Hui-Yen Lee) ； 許永明(Yung-Ming Shiu) ； 王綺楓(Chi-Feng Wang)

《經濟論文》 47卷1期 (2019/03) Pp. 1-30

摘要

我們採用2006至2016年的台灣銀行業的資料，來探討資本對績效的影響。我們使用資產報酬率與股東權益報酬率作為績效的代理變數，並使用股東權益佔資產總額，作為資本的代理變數，並將樣本銀行按照規模大小來分類。我們的研究結果顯示：整體而言，資本越高的銀行，其績效越好，特別是小銀行。

關鍵字

資本 ； 績效 ； 金融風暴

並列摘要

The purpose of this research is to examine the relationship between capital and bank performance. Data on the Taiwan banking industry from 2006 through 2016 are employed. We further classify our sample banks into large and small banks. By doing so, we attempt to examine whether this relationship will change. Results show that banks with higher capital perform better than those with less. The effect of capital on bank performance is greater for smaller than larger banks.

並列關鍵字

Capital ； Performance ； Financial crisis

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