致貧生命事件與家庭因應策略之探究：從接案到初訪記錄之內容分析

致貧成因相當複雜，不僅受到個人、文化制度及社會結構因素所影響，亦受個人和家庭在生命中遭遇的重要生命事件所影響。本文以財團法人台灣兒童暨家庭扶助基金會嘉義分事務所朴子服務處所扶助的家庭為例，採用內容分析法，以朴子服務處在2008年和2009年期間受扶助個案為研究樣本，以個案紀錄為分析單位，試圖探究導致個人或家庭陷入貧窮的重要生命事件及其對貧窮困境的因應策略，作為未來社會救助政策在功能運作、資訊傳遞及福利整合之參考。主要研究結果包括：1.社會資源有助於減緩家庭遭遇的貧窮衝擊，非正式資源仍是家庭的主要支持系統；2.政府部門在社會福利資訊的傳遞功能有限，進而降低家庭尋求政府福利的機會；3.社會救助制度的「急難救助」功能不彰，無法扮演家庭遭遇致貧事件時的緩衝角色，但非營利組織在急難救助功能上反而有效地補充社會救助制度福利供給的不足；4.社會福利措施與方案之間缺乏連結與整合，致使福利領受者缺乏全面、完整的保障。

關鍵字

貧窮；生命事件；社會救助

並列摘要

We collected data based on the income assistance case records from 2008 to 2009 of Puzih Service Chiayi Branch Office, Taiwan Fund for Children and Families (TFCF). We examines life events are associated with entering poverty and family adaptive strategies. It will make effects on social assistance policy with respect to function, information delivery and integration of social welfare. There are four results in this study. First, social resources alleviate the impact of poverty, especially informal social resources. Second, the poor families rarely seek to help from government as a result of insufficient social welfare information. Third, ＂emergency assistance＂ doesn't play a buffer role in social assistance system when the poor families are confronted with life events. Instead, non-profit organizations are supplements to government welfare supply. Finally, it fails to connect and integrate between social welfare programs in social assistance system, and therefore welfare recipients don't obtain protection completely.