由財富管理教學實踐落實技職教育的產業人才培育

我國技職教育近年來持續調整人才培育方向，透過各項精進技職教育之方案來深化與產業之間的合作，弭平產業人力短缺與學用落差情形。本研究係以提升學生實務操作技能為課程規劃核心，期望改善過去傳統由教師在台上單向講述的情形，提升學生的學習動機與學習成效。研究中採取業師協同實作教學，結合職場體驗等做中學的課程規劃，培養學生將所學知識轉化為實務技能之能力，提升學生實務應用的專業技能或就業準備度。研究結果顯示，透過案例分析的演練，學習者能活用過去所學之專業知識，並讓學生能親身體驗分析的技巧與過程。此外，大部分的學生覺得到實作場域見習收穫很大，透過實際體驗和真實客戶互動之場景，能更深刻體會溝通技巧對財富管理工作的重要性。最後，技術實作能讓學生體會應用資訊科技創新工具的重要性，例如虛實整合的客戶服務、智能理財與財富管理之結合。本研究透過技術實作的教學實踐模式，以更活化的學習方法增進技職校院與產學之鏈結，初步落實我國技術與職業教育法中的技職培育目標。

關鍵字

教學實踐；財富管理；人才培育

並列摘要

In recent years, technological and vocational education in Taiwan continues to adjust its direction, deepening relations with the industry through improvements in education plans, in order to solve manpower shortage and close the gap between what is learned and what is used. This study plans courses that mainly focus on practical skills, in hopes that switching from single-sided lectures would help improve students' learning motive and learning results. In this study, students are taught with individual case studies by teachers from the industry, combined with a series of workplace experiencing events, which could cultivate students' ability of converting what they learned into practical skills, ultimately improving their profession and readiness. Results show that case-study practices allow students to utilize professional knowledge learned in the past, while also providing them the chance to experience the strategies and process of analyzing problems. Moreover, most students think that learning on the job helps them a lot. Through practical experience and interacting with genuine clients, they could more thoroughly understand the importance of communication skills in a wealthmanagement occupation. Lastly, technical practice lets students understand the importance of information technology applications. For instance, integrated customer service, smart wealthmanagement, and wealthmanagement integration. With an education method through teaching practice, this study closes the gap between academy and industry in a much more flexible manner, and is kept in line with Taiwan's guidelines of technological and vocational education.