- 期刊
- OpenAccess
俄烏戰爭後台灣民眾國際財富管理意願之調查
A Survey of Taiwanese People's Intention of Doing International Wealth Management after the Russian-Ukrainian War
摘要
儘管個人理財態度對於國人的國際財富管理行為之影響關係已獲得文獻實證，然而個人理財態度構面與衡量標準至今仍存在很大歧異。此外，過去對於投資人面對全球重大政治與經濟危機時（例如俄烏戰爭）的國際財富管理行為之影響亦所知甚少。因此，本文希冀通過衡量與檢驗個人理財態度，包括理財焦慮型、理財樂觀型、理財富足型、理財熟慮型、理財知識型和理財保守型等六個構面，以瞭解俄烏戰爭是否對國人國際財富管理的意願有所影響，以填補先前文獻的不足。本研究總共蒐集216位有效受訪者數據，並使用結構方程路徑分析進行假說驗證。結果顯示，具備理財熟慮型和理財知識型等兩特徵的國人，俄烏戰爭後其國際財富管理意願顯著增加。此結果可為未來研究者和國際財富管理業者提供一些實務意涵與建議。
並列摘要
Although the relationship between individual finance attitudes and international wealth management behavior has been evidenced, there are still great differences among personal finance attitudes. In addition, few is related to international wealth management of Taiwanese investors during major global political and economic crises, such as the Russian-Ukrainian war. Therefore, this study hopes to measure and test personal financial attitudes, including financial anxiety, financial optimism, financial abundance, financial deliberation, financial knowledge, and financial conservativeness, on the impact of international wealth management's intention to fill in the gaps in the previous literature. A total of 216 valid respondents were collected and analyzed using SEM. The results show that two financial attitudes (financial deliberation and financial knowledge) have positive significantly impact on the intention to do international wealth management after the Russian-Ukrainian war. This finding is useful for future researchers and international wealth managers.