This article mainly uses principal component analysis, factor analysis, regression analysis and other statistical methods to analyze the effects of regional GDP, per capita GDP, per capita disposable income, resident RMB savings deposits, resident consumption levels, and the number of illiterate populations on the original insurance premium income. influences. Although my country's premium income has grown rapidly in recent years, there is still a lot of room for development in the depth and density of insurance in my country, especially for people with different income levels and consumption levels, educated and uneducated people in different regions. There are big differences in demand, so at the end of this article, we will put forward some reasonable suggestions for the development of the insurance industry in various regions through the different degrees of influence of these factors.