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The Application of Mathematical Statistics in Insurance

摘要


This article mainly uses principal component analysis, factor analysis, regression analysis and other statistical methods to analyze the effects of regional GDP, per capita GDP, per capita disposable income, resident RMB savings deposits, resident consumption levels, and the number of illiterate populations on the original insurance premium income. influences. Although my country's premium income has grown rapidly in recent years, there is still a lot of room for development in the depth and density of insurance in my country, especially for people with different income levels and consumption levels, educated and uneducated people in different regions. There are big differences in demand, so at the end of this article, we will put forward some reasonable suggestions for the development of the insurance industry in various regions through the different degrees of influence of these factors.

參考文獻


Yang Zezhong. Introduction to Mathematical Thinking Method [M]. Jinan: Yellow River Publishing House, 2006.
Gao Hongye. Western Economics [M]. Beijing: China Renming University Press, 2006.
Wang Donglin. Mathematical modeling and experiment [M]. Beijing: National Defense Industry Press, 2004.
Department of Mathematics, Renmin University of China. Probability Theory and Mathematical Statistics [M]. Beijing: Renmin University of China Press, 1995.
Hu Bingzhi. Insurance Mathematics[M]. Beijing: China Finance Press, 1994.

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