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摘要


The research and development of central bank digital currency has become an important area of international currency competition, especially the currency competition of major countries. Through literature review, the basic concept of central bank digital currency is further explained, and the economic impact of central bank digital currency in financial disintermediation, payment system, digital inclusive finance and user privacy protection are analyzed in detail, and comments and prospects are made respectively to provide Promote the practice of central bank digital currency to provide reference and inspiration.

參考文獻


Andolfatto,D.,“Assessing the Impact of Central Bank Digital Currency on Private Banks”,FRB of St.Louis Working Paper,2018.
Keister, T.and Sanches D.R., “Should Central Banks Issue Digital Currency?”, FRB of PhiladelphiaWorking Paper,2019.
Barrdear,J.and Kumhof M.,“The Macroeconomics of Central Bank Issued Digital Currencies”, Bank ofEngland Working Paper,2016.
Meaning,J.,Dyson B.,Barker J.and Clayton E.,“Broadening Narrow Money: Monetary Policy with aCentral Bank Digital Currency”,Bank of England Staff Working Paper,2018.
Barrdear J.,Kumhof M.The Macroeconomics of CentralBank Digital Currencies [J].Journal of EconomicDynamics and Control,Available online 15 May 2021: 104148.

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