- 期刊
Research on the Development Status of Inclusive Finance in 26 Counties of Zhejiang Mountainous Area
摘要
Analyzing the level, spatial‐temporal evolution, and driving mechanisms of digital inclusive financial development in the mountainous regions of Zhejiang province is beneficial for the government and scholars to gain a clearer understanding of its development trends and evolving patterns. This article utilizes panel data from 26 counties in the mountainous regions of Zhejiang province from 2016 to 2021, and employs descriptive and spatial correlation statistical methods to analyze the inclusive financial development in the area. Empirical research indicates that among the 26 counties, five counties in Wenzhou have higher development levels, while Kaihua County, Qingtian County, and Changshan County have lower development levels. Among them, Yunhe County and Qingyuan County have developed most rapidly over the six years, rising from the 25th and 2nd rankings in 2016 to the 11th and 12th rankings in 2021, respectively. Furthermore, the study finds that the overall development level of the 26 counties in the mountainous regions of Zhejiang province is relatively balanced, and there is no significant spatial difference. The rapid development of Kecheng District and Liandu District did not bring about a positive radiation effect on the surrounding areas. This analysis of the current status of inclusive finance has important reference significance for relevant regulatory departments to supervise digital inclusive finance and promote high‐quality development in the mountainous regions of Zhejiang province.