申辦就學貸款對畢業後薪資與尋職期之影響

The Influence of Student Loans on Applicants’ Wages and Job-Seeking Period after Graduation

鐘秋月(Chiu-Yueh Chung)

指導教授 ： 辛炳隆

國立臺灣大學/社會科學院/國家發展研究所/碩士(2021年)

https://doi.org/10.6342/NTU202100496

摘要

本論文旨在探析學生申請就學貸款對其完成學業畢業後之尋職期與薪資影響，同時基於工作搜尋理論瞭解議價力之中介效果。資料來源為「青年尋職與就業經驗問卷調查」。透過迴歸分析得到之研究結果如下：
一、有就學貸款者會透過議價力對初任薪資產生負向顯著影響。有就學貸款者尋職時較不會爭取薪資與福利，初任薪資較低。
二、有就學貸款者不會透過議價力縮短尋職期。推測與受訪者所填之尋職期單位為「月」而不是「週」有關係。

關鍵字

就學貸款 ； 工作搜尋理論 ； 尋職理論 ； 薪資 ； 尋職期 ； 畢業

並列摘要

The main purpose of this essay is to examine the influence of student loans on applicants’ wages and job-seeking period after graduation; simultaneously, to know well about the mediating effect of bargaining power.
In this study, the data comes from the project entrusted by Ministry of Labor. Through data analysis by ordinal regression models, the results are summarized as below:
(i) There is a significant negative effect of student loans on wage, when bargaining power is a mediator. This study concludes that students with student loans are less likely to compete for salary and benefits when looking for a job after graduation, and their initial salary is competitively lower.
(ii) There is no significant effect of student loans on job-search period, when bargaining power is a mediator. This study concludes that students with student loans would not shorten the job-seeking period through bargaining power. It might be related to the unit of job-seeking period that the interviewee filled in as "month" rather than "week".

並列關鍵字

Student loans ； Job search theory ； Wage ； Job search period ； Graduation

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