- 學位論文
康復之家精神障礙者理財素養教育團體之歷程與成效研究
Exploring the Eevelopmental Trajectory/ Process and Outcome of the Financial Literacy Group for the Psychiatric Patients at Halfway House
摘要
精障者獨立生活能力的穩定性，與其能否成功返回社區有極大的關係，這也是家屬與從事精神復健專業人員的期待，金錢管理為獨立生活能力重要因素之一，而金錢運用在理財素養中屬於重要概念；另因研究者本身為康復之家社工，從中亦發現許多康復之家精神障礙者，理財素養薄弱，無法有效管理及運用金錢，因此衍生許多生活困境；故本研究目的期望藉由團體介入，完成以下四點研究目的。 1. 呈現並探討本研究之康復之家精障者之理財素養內涵。 2. 分析本研究之康復之家精障者參與理財素養認知行為教育團體之團體歷程與成效。 3. 了解本研究之康復之家精障者理財素養認知行為教育團體實施之團體動力。 4. 提供精神復健領域專業工作者對於相關團體設計與實施之參考。 本研究將理財素養定義為一種對於自身財務的態度，其內容包括對於自身財務的認知、感受與行為。根據此定義，設計一理財素養訓練團體，實施於北台灣某住宿型復健機構，每週進行兩次，共進行四週計八次，研究參與者共12人，研究之進行除相關工具前後測，瞭解團體介入對研究參與者相關改變與成效，並結合在團體前進行質性深度訪談，以了解並探討研者參與者個人生活與理財脈絡，本研究預期將呈現康家精障者理財素養內涵與其團體歷程與成效，根據資料蒐集與團體介入，將呈現以下重要結果： 1. 研究參與者個人脈絡，其中包含三項，一為個人家庭與成長背景，二為疾病表現，三為入住機構後的生活。 2. 精障者理財素養內涵，其中包含兩項，一為過去榮光的餘燼，二為零用金下的蘿蔔與棍子。 3. 理財素養團體對研究參與者之效果，其中包含兩項，一為量化的t檢定數字，二為質性的團體前訪談與團體觀察。 4. 理財素養團體之團體動力，其中包含七項，一為團體形成，二為團體互動與關係，三為團體目標與規範，四為團體氣氛與凝聚力，五為團體衝突與問題處理，六為團體決策過程，七則是團體領導。 並在討論中提出研究者在研究過程中所發現之相關討論，其內容包含精障者在金錢使用上所面臨的挑戰、機構的零用金管理、完成一個好的理財素養教育團體等討論。
並列摘要
The stability of the mental illness ability to live alone has a great relationship with whether he or she can successfully return to the community. This is also the expectation of family members and professionals engaged in mental rehabilitation. Money management is one of the important factors for independent living ability. Literacy is an important concept; in addition, because the researcher is a social worker in a rehabilitation home, he also found that many Mental illness in the rehabilitation home have weak financial literacy and cannot effectively manage and use money, which leads to many life difficulties. Through group intervention, the following four research goals were completed. 1. Present and explore the financial literacy connotation of people with disabilities in the rehabilitation home of this study. 2. Analyze the group history and effectiveness of the rehabilitation home of the impaired in the study participating in the financial literacy cognitive behavior education group 3. Understand the group dynamics of the financial literacy cognitive behavior education group implemented by the rehabilitation home for the mentally impaired in this study. 4. Provide references for professionals in mental rehabilitation to the design and implementation of relevant groups. This study defines financial literacy as an attitude to one's own finances, which includes perceptions, feelings, and behaviors of one's own finances. Based on this definition, a financial literacy training group was designed to be implemented in a residential rehabilitation institution in North Taiwan. It was conducted twice a week for a total of eight times for four weeks. A total of 12 participants participated in the study. To understand the changes and effects of group intervention on research participants, and to conduct qualitative in-depth interviews in front of the group to understand and discuss the personal life and financial context of the research participants. The connotation and its group history and effectiveness, according to data collection and group intervention, will show the following important results: 1. Study participants' personal context, which contains three items, one is personal family and growth background, the other is disease performance, and the third is life after admission. 2. The financial literacy connotation of the impaired, which contains two items, one is the embers of the glory of the past, and the other is the money sugar and gun. 3. The effect of financial literacy groups on study participants, including two, one is a quantitative t-test number, and the other is a qualitative pre-group interview and group observation. 4. The group motivation of financial literacy groups, including seven items, one is group formation, the other is group interaction and relationship, the third is group goals and norms, the fourth is group atmosphere and cohesion, the fifth is group conflict and problem handling, and the sixth is In the group decision-making process, seven are group leaders. In the discussion, the relevant discussions discovered by the researcher during the research process were proposed, which included the challenges faced by the impaired in the use of money, the management of petty institutions in the institution, and the completion of a good financial literacy education group.