Due to the shortage of electric power resources, it is necessary to reduce the cost of air conditioning and lighting to achieve the energy saving for residential and businesses. Considering the light saving and light comfort, it's mainly to isolate the near infrared to make sure that visible light can penetrate sustainably. In this study, the coating for waterborne polyurethane was combined with aerogel and near-infrared shielding agent. It has ability to block the near-infrared and reduce heat conduction. The results show the thermal conductivity was 0.014W/m.K which coating was adding 3 wt% aerogel and 1 wt% near-infrared shielding agent. And with the coating thickness of 150μm, visible light transmittance was 37.4%, IR shielding rate was 72%. After measured the change of viscosity, the coating can store for more than 3 months.