農業金融改革

The Reform of Agricultural Financial System in Taiwan

林國慶(Kuo-Ching Lin)

《農業經濟叢刊》 7卷2期 (2002/06) Pp. 189-205

https://doi.org/10.6196/TAER.2002.7.2.3

摘要

自民國八十年代以來，由於我國金融市場自由化、國際化程度日深，金融業競爭日益激烈，加上房地產及農地價格顯著下降，經濟發展遲緩，農、漁會信用部之經營漸形困難。至九十一年六月底，全體農、漁會信用部之平均逾放比率已分別達21.5%及17.5%。農、漁會信用部經營困難已對農、漁會之經營造成重大衝擊，農業部門與農、漁會均積極主張要改革農業金融，使得農、漁會與農業能健全發展，進而促進農民與全民之福利。農、漁會雖認為農業金融企需改革，然而，對政府農業金融改革的部分作法不表贊同，並組成全國農漁會自救會來推動其所主張的農業金融改革。本文主要目的在於分析當前農業金融改革的問題，並建議如何進行農業金融改革。

關鍵字

農業金融 ； 金融改革 ； 農會信用部 ； 農業政策

並列摘要

Since the 1980s, due to the liberalization of the financial market and the increasing degree of internalization, the competition within the financial industry in Taiwan has become more intense. While in the 1990s,the stagnation of the real estate market and the slow down of the economic growth has made the management of the farm and fishery credit unions more difficult. Although the farm and fishery credit unions support the reform and seeking assistance from the government to overcome these difficulties, they however disagree on some of the reform policy and measurement. The purpose of this paper is to analyze the current policy reform, focus on the recent disagreement between the credit unions and the government, and make recommendations for the future reform.

並列關鍵字

Agricultural Finance ； Financial Reform ； Farm Credit Union ； Agricultural Policy

參考文獻

行政院農業委員會(2002)。加速推動農、漁會信用部改革健全經營管理機制專案報告。行政院農業委員會。

黃百全(2002)。如何解決農會信用部問題之研究。產業經濟。250

林國慶 Lin, Kuo-Ching()。

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