中國大陸金融深化之研究

Financial Deepening Analysis in Mainland China

邊裕淵(Yu-yuan Bian)

《遠景基金會季刊》 5卷2期 (2004/04) Pp. 1-28

https://doi.org/10.7063/PQ.200404.0001

摘要

中國大陸經濟自採改革開放政策後，金融市場之開放與改革亦隨之速彫。金融深化包括金融市場之擴大，金融機構、組織之健全及金融體制之強化等三部分。中國大陸經濟採漸進式改革，金融改革亦如是，故而問題舞繁多，如銀行業之資本報酬率低、金融壞帳比率高、寡頭壟斷等。上述金融問題隨經濟發展程度之提升而逐步深化，可由貨幣供給占國民生產毛額之比率由1980年之20.39％得知。固定資產投資資金來源多元化，民間儲蓄/GNP之比率提高，債券/GDP，股票不論發行股本、市場價值、流通價值、成交值、募集肉金狀況等指標也均呈深化。又如保險，不論保險金額、保費支付、法規等指標均顯示提升。總之，由各項指標分析，中國大陸金融深化程度在擴大方面，金融市場，金融市場較有成效，但在強化金融機構、健全組織及金融體制等方面，則尚有深化空間。

關鍵字

金融深化 ； 市場規模 ； 金融結構 ； 衡量指標 ； 獨立程度

並列摘要

Financial Deepening includes extension of financial market, modernization of structure, and the strength of financial system. Economic reform in Mainland China has been improving gradually and as well as financial reform. However, There are more problems in financial sector, ex. low rate of return in banking, high rate of bad assets, oligopoly in financial market ......etc. The degree of financial deepening is increasing as the growing of economic development. For example, M1/GNP increased during 1980-2002, from 20.39% increased to 68.50%, other index include the stock issued, stock exchange value, volume of bond issued, insurance intensity......etc also increased, except for the dependence of central bank. From the research, financial manket of Mainland China has extended and had noticeable about effects, modernization of financial structure and the strength of financial system which have to be improved substantially.

並列關鍵字

Financial Deepening ； Market Scales ； Financial Structure ； Evaluation Index ； Independent Extent

參考文獻

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