A Study of Mobile Payment Behavior in Four Countries

Ørjan Elverum Holm ； Shangchia Liu ； Gwo-Hau Ding

《International Journal of Business and Information》 13卷3期 (2018/09) Pp. 349-384

https://doi.org/10.6702/ijbi.201809_13(3).0004

摘要

This paper examines the growth, possibilities, and limitations of mobile payments and analyzes global trends and consumer behavior across three continents (Europe, Asia, and North America). It considers four case studies (in the United Kingdom, Germany, China, and the United States) pertaining to different methods of payment for goods and services, particularly with regard to mobile payments. A detailed analysis compares similarities and differences between the two countries in Europe, which are dominant regional players; and between the two dominant global players (the United States and China). The paper also examines mobile payment behavior on a continental level.

關鍵字

Mobile payments ； consumer behavior ； mobile commerce

參考文獻

Accenture. (2015). 2015 North America consumer digital payments survey. From http://cdn.pymnts.com/wp-content/uploads/2015/11/Accenture-Digital-Payments-Survey-North-America-Accenture-Executive-Summary.pdf

Alba, D. (2015, October 12). Walmart Pay is going to stick it to Apple Pay with … QR Codes? From https://www.wired.com/2015/12/walmart-pay-is-going-to-stick-it-to-apple-pay-with-qr-codes/

Blockchain.info. (2017, February). Total number of transactions. From https://blockchain.info/charts/n-transactions-total?timespan=30days

Deloitte. (2016). 2016 Global mobile consumer survey: US edition. From https://www2.deloitte.com/content/dam/Deloitte/us/Documents/technology-media-telecommunications/us-global-mobile-consumer-survey-2016-executivesummary.pdf

eMarketer.com. (2016, June 7). China boasts world's largest proximity mobile payments market. From https://www.emarketer.com/Article/China-Boasts-Worlds-Largest-Proximity-Mobile-Payments-Market/1014053