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The Effect of National Poverty Eradication Programme (NAPEP) Loan on Socio-Economic Development of Ogun State
並列摘要
The study examines the effect of NAPEP loan on socioeconomic development of Ogun state. Structured questionnaire was used to collect data from small and medium scale entrepreneurs that operate within markets in the study area. Differences of means and Probit analyses were used to analyze data collected. The study revealed that there is no significant difference in the business worth of the loan beneficiaries and non-beneficiaries (p＞0.05). The average expenditure on the dependants was significantly higher for the loan beneficiaries (p＜0.05). The probability that a small or medium scale entrepreneur obtain NAPEP loan is positively influenced by age, years of experience and educational status. The probability of being a loan beneficiary was 0.74 the loan beneficiaries should be regularly enlightened on proper used of fund to avoid too much concentration on consumption expenditure at the detriment of their business expansion.
延伸閱讀
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