大學生理財態度與理財意向之相關研究：以國立臺灣師範大學之大學生為例

A Correlational Study of Financial Management Attitude and Financial Intention of College Students: Students of National Taiwan Normal University as Examples

劉荐宏(Chien-Hung Liou) ； 曾永清(Yung-Ching Tseng)

《學生事務與輔導》 58卷1期 (2019/06) Pp. 30-52

https://doi.org/10.6506/SAGC.201906_58(1).0004

摘要

本研究旨在探究大學生之理財態度與理財意向間之關係。本研究採用調查研究法，透過立意抽樣獲有效問卷共計295份，針對所獲之樣本進行描述統計、相關分析、獨立樣本t檢定、單因子變異數分析與典型相關分析等統計分析。本研究結果發現，大學生在性別、每月生活費上皆對理財意向和理財態度無差異存在；主修領域、選修理財課者則對理財意向有差異存在；具理財興趣者、有儲蓄習慣者於理財態度和理財意向有差異存在；從典型相關之結果可得知，理財態度可用來說明與理財意向之關係且具備相當之解釋能力。最後，本研究根據所得之結果，提出相關建議，以供高等教育內之學生事務工作者、理財教育推廣者與其他相關領域的研究人員作為未來參考之依據。

關鍵字

理財態度 ； 理財意向 ； 典型相關分析

並列摘要

The purpose of this study is to explore the relationship between financial management attitude and financial intention of college students. By using the purposive sampling method, there were totally 295 college students who participated in this survey. The data were analyzed by descriptive statistics, correlation analysis, independent-sample t-test, one-way ANOVA and canonical correlation analysis. The results show that in terms of gender and living expenses, there is no difference between studentsosive sampling method, there werial attitude. As for students majoring in finance or having taken elective credits, differences do exist. Moreover, students interested in finance or accustomed to saving money show evidence of difference, too. From the results of canonical correlation analysis, we can see that financial attitude can be used to explain its relation with financial intention. Finally, suggestions are provided for future references of student affairs workers in higher education, financial education promoters and researchers in other related fields.

並列關鍵字

financial attitude ； financial intention ； canonical correlation

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