The insurance industry is crucial in the social security system. Nowadays, the scale of the insurance industry continues to expand, and its products are further enriched. The insurance industry generally has higher risks. Each insurance company needs to bear its own interests and losses, but also faces the operational risks. And at the same time give play to the value of people's life and property protection and promote the stable development of society. Enterprises need to pay attention to fund management when managing, because capital management is the top priority of enterprise management, the quality of financial risk management will affect the future development of insurance enterprises, and the stable development of the insurance industry is conducive to ensuring the harmonious development of society. This research focuses on the analysis of financial risk management issues of insurance companies, it has important value significance.