Research on the Influence of Bank Ownership Structure on Performance

Boyang Zhu

《Frontiers in Economics and Management》 3卷2期 (2022/02) Pp. 99-105

https://doi.org/10.6981/FEM.202202_3(2).0013

摘要

In recent years, Chinese enterprises have been carrying out shareholding system reform, hoping that banks can make new breakthroughs. Therefore, how to optimize the ownership structure and improve business performance is a problem that many banks are paying attention to at present. Taking the financial data of commercial banks as samples, this paper uses stata to analyze the relationship between ownership structure and bank performance, and draws the following conclusions: ownership concentration is negatively correlated with return on total assets; The shareholding ratio of state-owned shares is negatively correlated with the rate of return on total assets; There is a positive correlation between equity checks and balances and bank performance. The purpose of this paper is to provide useful countermeasures and suggestions for the sustainable development of Chinese banks.

關鍵字

Commercial Banks ； Ownership Structure ； Operating Performance

參考文獻

Li Conggang, Xu Chongzheng, Li Yueran. Ownership structure, institutional environment and operating performance: empirical evidence from Chinese city commercial banks [J]. East China Economic Management, vol. 31 (2017)No.8, p.92-98. (In Chinese).

Qian Lei, Jiao Gaole. The influence of ownership structure on business performance of commercial banks in China [J]. East China Economic Management, vol. 31 (2017)No.7, p.104-110. (In Chinese).

Cao Yuping, Xu Hongliang. The influence of ownership structure on the development of non-interest business of commercial banks-a study from the perspective of soft budget constraint [J]. Contemporary Finance and Economics, (2017)No.11, p.49-60. (In Chinese).

Li Qun, Liu Junfeng. Correlation between ownership structure and operating performance of Chinese city commercial banks [J]. Journal of Guangxi University (Philosophy and Social Sciences Edition), vol. 40 (2018)No.3, p.58-62. (In Chinese).