An Empirical Study on the Impact of Digital Inclusive Finance on Urban‐rural Income Gap

Yilin Liu

《Frontiers in Economics and Management》 4卷5期 (2023/05) Pp. 215-224

https://doi.org/10.6981/FEM.202305_4(5).0027

摘要

Based on the panel data of 31 provinces (autonomous regions and municipalities directly under the central government) in China from 2011 to 2020, this paper uses Theil index to measure the urban‐rural income gap of each province in China, and constructs a fixed effect model to empirically analyze the impact of digital inclusive finance on the urban‐rural income gap. The study found that the development of China's digital inclusive finance can significantly narrow the income gap between urban and rural areas. In addition, the development of digital inclusive finance has dimensional heterogeneity on the urban‐rural income gap. The depth of use and the degree of digitization will expand the urban‐rural income gap, and the financial coverage breadth can significantly narrow the urban‐rural income gap; The results of regional heterogeneity show that digital inclusive finance in the eastern region can significantly narrow the income gap between urban and rural areas. Therefore, we should further improve the rural digital construction, promote the development of digital inclusive finance and promote the coordinated development of digital inclusive finance in various regions.

關鍵字

Digital Inclusive Finance ； Urban‐Rural Income Gap ； Heterogeneous Dimensions ； Regional Differences

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