摘要
2009年台灣與中國簽訂金融監理備忘錄，2010年六月雙方簽訂ECFA之議題，在會議中雙方達成金融業的開放的共識。對於中國銀行業來到台灣有了正式規範。最近幾年中國銀行業陸續響應中國政府『走出去』的政策，中國金融機構希望能來台投資甚或是設立辦事處或分行，兩岸金融體系之交流越來越頻繁。 以往台灣針對兩岸金融往來研究之論文，題目都集中於台灣金融業如何前進中國市場，但對於中國銀行業來台灣之探討，目前國內尚無明確以此為題之論文，因此本文希望能夠率先研究相關議題。 本研究將對中國以及台灣之金融市場有所探討，主要研究為中國銀行業國際化之議題，先簡介中國銀行業國際化理由，之後介紹中國銀行業海外業務現狀以及外國戰略投資者情形。參考不少中國之文獻資料，同時也分析整理目前這18家中國中大型商業銀行財務報表。 在相關法規這一章中，先去找以往外資在台灣設立據點之法規規範，之後列出中國銀行業登陸台灣所面臨的規範，也列出外國銀行如果要在台灣進行從事哪些業務時，有哪些特別的規定。 在台灣銀行業現狀這一章節，將介紹台灣金融產業的部分情形，其中介紹的切入點，都是中國金融業來台灣設立據點會考量的因素，比如台灣是否是個金融業併購盛行的區域？台灣銀行業的獲利情況？從中國金融業的觀點來描述台灣目前現狀。 在併購這一章節，將描述台灣銀行業併購的情況，並且從一些方面提到併購該注意的事項分別加以探討。至於新建投資的部分，則是討論各種方式的優劣，並且描述目前中國金融業不同形式在海外市場的發展情況。戰略投資一樣是加以探討其可行性。在分析不同前進台灣的方式之後，將找出短期之內，中國銀行業最有可能方式以及最有利之方式。並探討不同方式之可行性。
並列摘要
Taiwan and China signed a memorandum of understanding of financial in 2009, and they signed ECFA in June 2010, and they reached a consensus about opening the financial sector during the commission. Entering to Taiwan for the China bankers has been formally regulated. China banker respond to the China government's policy 「going out」in recent years , and China bankers want to invest in Taiwan or even set up representatives or branches. The intersections during cross-strait bankers are more usual and frequent. Former paper focused on how Taiwan's financial industry enter the China market, but there is no paper discuss the topic about China banker entering Taiwan. This is the first paper which focus on China banker entering Taiwan. This study will discuss China and Taiwan financial markets, and it research on China bankers’ internationalization issue, such as the reason for internationalization, and it introduce the overseas operations of China bankers .Others, it will present the strategic investor for China bankers. This study reference number of papers from China, and it also analysis and present financial statements of 18 major commercial banks in China. I first search for the previous laws and regulations of foreign investment in Taiwan, and then I list the regulations about China bankers entering Taiwan. I also list some specific regulations when foreign bankers want to do some aspect business. In the chapter of the status quo in the Taiwan banking industry, I will present part of the situation of Taiwan's financial industry, which relate to the entering point for China banker to set up a branch base in Taiwan will be considered factors such as whether Taiwan is a popular area for financial M & A? How is the profitability of Taiwan's banking industry? I describe the current status quo of Taiwan from China bankers’ point of view. I will describe the M & A situation in the Taiwan banking industry, and I explored some noted aspects about M & A.As part of the green field investment, I will discuss the pros and cons of various ways, and I describe the different forms of the current China financial sector developments in overseas markets. I also explore the feasibility of strategy investment. After he analysis of different entering ways, I will find out the most likely and the most favorable way for China bankers.