由古至今,貨幣的演進是從大到小,由重至輕。雖然目前下個世代的貨幣還未出現,但是可以預期的是朝著電子化和虛擬化的方向前進。無論是消費習慣的轉換,或是使用不同的交易工具,交易安全向來都是消費者優先考慮的課題。中本聰於2008年實做出比特幣,此種電子加密貨幣在10年後的今天,已然是現今總體價值最高的電子貨幣。比特幣去中心化、分佈式帳本和資料不可更改的特性,使得交易安全性大大的提升,也受到大眾的追捧。比特幣系統背後的區塊鏈技術目前已運用至各產業中,為大眾帶來極大的影響。去中心化固然可以除去人為干擾的因素,但是,去中心化的電子加密貨幣還是造成許多問題,如何加入監管機制、如何實現監管及監管條例的制定都是我們值得注意的問題。
From ancient times to the present, the evolution of money has been from big to small, from heavy to light. Although the currency of the next generation has not yet appeared, it is expected to move toward the direction of electronic and virtual. Whether it is the conversion of spending habits or the use of different trading tools, transaction security has always been a priority for consumers. Satoshi Nakamoto made Bitcoin in 2008. Such electronic cryptocurrency is now the electronic currency with the highest overall value today, 10 years later. The unchangeable nature of Bitcoin decentralization, distributed books, and data has greatly improved transaction security and has been sought after by the general public. The blockchain technology behind the Bitcoin system has been applied to various industries and has brought great influence to the public. Decentralization can remove factors that cause human interference. However, decentralized electronic cryptocurrencies still cause many problems. How to join the regulatory system, how to achieve supervision and the formulation of regulatory regulations are all issues that we should pay attention to.