高級銀髮族專用住宅之研究探討與展望

依近幾十年來台灣地區人口成長趨勢發展來看，台灣地區將在2016年後，正式成為老年人口大於幼年人口的社會。而這種不可逆的變化及不爭的事實，除了將帶給台灣社會許多我們從未面臨過的問題與考驗，同時也勢必將會創造許多嶄新的需求與契機。在進入老年化社會後之首要的核心課題，即為如何妥善照顧這群為數不斷增加的銀髮族？然而在林林總總的照顧項目中，包括社會保險、老年給付、私人商業保險等這些財務面上的照顧，或者是定期健康檢查、簡易術後復健、銀髮家庭醫學門診等這種身體上的照護，甚或是銀髮族進修規畫、日常交際聯誼、戶外(國外)活動行程等更進階的需求滿足。其實以上琳瑯滿目的工作，都可以藉由一個仔細規劃、功能齊全、針對銀髮族設計的完善住宅，來得到最佳的解答。簡而言之，當生活上的所有物品，包含售價遠高於一般住宅的超級跑車，都能因為3D 列印的出現、製程的創新，達到完全的客製化時，一個專為銀髮族設計興建的住家，再注入台灣近年來引以為傲的高水準服務業，如此一來，提供退休銀髮族在各方面皆臻完善的退休生活，似乎也不該還是個遙不可及的夢想才是。

關鍵字

銀髮族；住宅

並列摘要

It is evident that the population of elderly in Taiwan will surpass that of youth after 2016 based on the shift of population paradigm in the last few decades. Such an inevitable and irreversible trend, despite the associated problems and challenges unseen in the history of Taiwan, is believed to also create brand new demands and business opportunities. The first and foremost core subject for Taiwan after shifting into an aged society is how to provide adequate care for the ever-increasing elderly population. Not only are the financial (e.g. social insurance, elderly benefits, and private business insurance) and health (e.g. routine physical checkup, post-surgical rehab, and family care tailored to the elderly) aspects of the equation in need of care, but also advanced planning to meet the needs of their daily life such as continued education, social and networking activities, outdoor events, and oversea trips etc. While the situation might appear complicated, proper solutions could be found in a complete and wholesome design of residential complexes that address the functionalities relevant to the silver population. In a nutshell, as the commercial world continues to move into individualized service tailored to the specific needs of the consumers, it is within reach to incorporate for silver residence an approach similar to how 3-D printing was employed for the sales of luxurious sports cars. Moreover, the highly developed service industry in Taiwan that is known to the world could be easily integrated to bring close to reality a sound system to support the life of elderly after retirement.