- 學位論文
金融科技的創新擴散：以台灣的區塊鏈技術發展為例
Innovation diffusion of financial technology: the case of blockchain technological development in Taiwan
摘要
本研究探討區塊鏈技術在台灣地區的發展，以創新擴散理論為基礎，探討區塊鏈技 術的擴散特性與外部環境如何影響其發展，並描繪出利益關係人與發展現況。 研究方法採質性分析，主要透過個案訪談法，選定數個相關從業人員進行一對一訪 談，輔以報章雜誌、書籍、研究報告等次級資料，最後進行資料的歸納與分析。 結論發現，區塊鏈技術在台灣目前面對幾項限制，外部障礙包含（1）監管法規的 不確定性 （2）資訊產業的結構性問題。技術的內部因素有（1）主流設計尚未確立 （2） 採用技術的效益不明確。台灣廠商的行為符合「快速跟隨者」，並等待「跨越鴻溝」的 發生。
並列摘要
The purpose of this study is aimed to investigate the blockchain technological development in Taiwan. Based on the diffusion of innovation theory, this study discovered how the influential factors and external environment influence its development, in which we described its stakeholders and status quo in Taiwan. This study adopted a qualitative approach by in-deep interviews in the industry, we also collect secondary data from related media, literature, and report, and then conduct analysis and conclusion. The results indicated the constraint of blockchain technological development in Taiwan, are experiencing both internal and external obstacles. External obstacles include (1) the uncertainty of regulation; and (2) the structural problem of information technology industry. The internal obstacles of blockchain technology are (1) dominant design has not defined; (2) the benefit of adoption is unclear. Taiwanese firm's characteristic appears to be “fast-follower” and is waiting for the emergence of “Crossing the chasm”.