以投資人的角度,網路下單的交易模式確有較低成本與便利性。但喜愛傳 統人工委託下單方式的投資人所考量的重點,除有形利潤外,還應包括轉換成 本是否符合預期。若評估轉換後的成本存在風險或不符效益,傳統人工委託下 單方式的投資人就不會選擇轉換交易的方式。故本研究以計劃行為理論及轉換 成本探討台灣地區投資人對網路下單接受意願。 本研究採用問卷調查進行研究,有效問卷數為152 份,其研究成果如下: 投資人對網路下單之使用態度會對其使用意願有正向影響。 投資人對網路下單之主觀規範會對其使用意願有正向影響。 投資人對網路下單之知覺行為控制會對其使用意願有正向影響。 轉換成本會對使用者網路下單使用態度、知覺行為控制及使用意願具有調 節作用,但對網路下單主觀規範及使用意願則不具有調節作用。
Online stock trading does have a lower cost and convenience from the investor's perspective. But, some investors, who like the traditional manual stock trading, do not only consider lower cost and convenience. In addition to tangible profits, the switching costs also should be considered. If it is assessed the cost of the switched, will be risk or non-effectiveness, investors who like the traditional manual stock trading will not choose switch the stock trading method. The study investigates the intention of using online stock trading for investors in Taiwan by using theory of planned behavior and switching costs. The questionnaires, sample number with 152 valid, are used in this study. The major research results are summarized as follows. : 1. Investor on the use of attitude for online stock trading have a positive impact on their intention to use 2. Investor on the subjective norm or online stock trading have a positive impact on their intention to use 3. Investor on the perceived behavioral control for online stock trading have a positive impact on their intention to use 4. Switching costs will be the the moderating effects on the attitude and perceived behavioral control and intention to use for online stock trading, but doesn’t for subjective norm and intention to use