With the rapid development of Internet applications, added-value service is widely used in the Internet. The added-value service provides different kinds of services for users. In, this thesis, we propose a stored-value card to provide an added-value service of payment protocol in Vehicular Ad Hoc Networks (VANET). When users want to enjoy the added-value service, the service provider checks the request and sends it to the payment gateway. Then, the payment gateway will forward the transaction message to the Issuer and Acquirer to process it. Our scheme uses symmetric cryptography and digital signature to solve the security problem of payment scheme in VANET. Our scheme achieves protection against double-spending, unforgeability, non-repudiation, anonymity and the recovery issue.