資本適足率及逾放比率對 台灣銀行產業生產效率之影響

The impact of Capital adequacy ratio and overpayment ratio to Taiwan Bank Industry Production Efficiency

湯家榳(Chia-Ting Tang)

指導教授 ： 楊永列

共同指導教授 ： 許鎦響(Liu-Hsiang Hsu)

嶺東科技大學/管理學院/企業管理系高階經營管理碩士在職專班/碩士(2018年)

摘要

本研究主要利用Battese and Coelli (1995)所提隨機生產邊界法(SFA)計算台灣銀行產業2007-2013年的生產技術效率值為0.986，表示SFA所計算之銀行產業有1.44%的無效率。

關鍵字

隨機生產邊界法 ； 台灣銀行產業 ； 效率

並列摘要

The study primarily used the Stochastic Frontier Approach (SFA) proposed by Battese and Coelli (1995) to calculate the production technology efficiency value of Taiwan’s bank industry from 2007 to 2013. The value using this method resulted in 0.986, indicating that the bank industry calculated using SFA is inefficient by 1.44%.

並列關鍵字

Stochastic Frontier Approach ； Taiwan’s bank industry ； Efficiency

參考文獻

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3.Battese, G. E., & Coelli, T. J. (1995). A Model for Technical Inefficiency Effects in a Stochastic Frontier Production Function for Panel Data. Empirical Economics, 20, 325-332.

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