台灣農會發展之經驗與大陸農村金融改革

The experience of Taiwan Farmers’ Association and Implications for China’s Financial Reform in Agriculture

姚玉雪(Yao Yu-Hsueh)

指導教授 ： 曹海濤

亞洲大學/管理學院/國際企業學系碩士班/碩士(2008年)

摘要

本論文旨在探討兩岸農業金融發展現況，由於其農業本質上存在極大差異，而台灣農會的基層農業金融制度，在農村現代化的過程中，具有極重要的關鍵地位。尤其，台灣多年來發展農村基層的民主化制度與經驗，農會對農村公共政策執行有正面意義，對於大陸農村改革有示範作用，亦深具政策學習功能。而中國大陸目前國農村金融服務體系滿足不了農村經濟社會的發展需要，在發長程度上制約了新農村建設。為此，要進行金融改革，優化農村金融服務體系，加強農村信用社的力量，擴大農業發展銀行的業務範圍，引導各類金融機構增加對「三農問題」的支援力度，為新農村建設提供完善的金融服務。 為加快農村經濟發展，建設小康社會，促進全體國民經濟持續、快速、健康發展和社會全面進步，有待進一步完善農村金融體系建設，加大金融服務力度，增強新農村建設。並針對農村金融發展現狀，分析農村經濟與農村金融發展矛盾，提出對農村金融發展的對策與建議。

關鍵字

台灣農會 ； 農業金融 ； 三農問題

並列摘要

This thesis aims at probing into two countries agricultural finance and developing the present situation, because its agriculture has a great difference in essence, and the agricultural monetary system of basic unit of the Taiwan farmers’ association , while modernized in the countryside, have extremely important key positions. Especially, the democratization system and experience that Taiwan has developed the countryside basic unit for many years, the peasant association carries out positive meaning to the rural public policy, there are exemplary roles to the rural reform of the continent, also a policy studies the function deeply. And country's rural financial service system can not meet rural economic and social development's needs at present in China's Mainland, have restricted new rural construction on the long degree. For this reason, should carry on the financial reform, optimize rural financial service system, strengthen the strength of the rural credit office, expand the business scope of the agricultural development bank, the supporting dynamics of leading all kinds of financial institutions to increase to that ' the issue of agriculture ', offer the perfect financial service for the fact that the new countryside is built. In order to quicken the development of rural economy, build the well-off society, promote growing at a sustained, fast and sound manner and all-side social progress of all national economy, remain to perfect rural financial system construction further, strengthen financial service dynamics, strengthen new rural construction. Direct against the rural financial current situation of the development, it is analysis that rural economy and rural finance develop the contradiction, the proposition countermeasure and suggestion to rural financial development.

並列關鍵字

Taiwan Farmers’ Association ； agricultural finance ； the issue of agricultural

參考文獻

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