銀行主辦及參與國際聯合貸款業務之探討

The Study on the Lead Manager and Participants of International Syndication Loan

彭素君(Su-Chun Peng)

《中華技術學院學報》 28期 (2003/10) Pp. 261-276

https://doi.org/10.7095/JCIT.200310.0261

摘要

隨著國內經濟與金融環境自由化、國際化之趨勢，企業投資計畫不僅跨越國界且所需金額日益龐大，企業除以自有資金和發行有價證券來支應部份款項外，大部分資金需求仍需仰賴銀行貸款。然而，如此鉅額的貸款需求與附隨之風險，並非單一銀行所能承擔，因此透由數家國內外銀行共同貸放之國際聯合貸款業務逐漸興起，並出現聯貸之次級市場。
本研究以本國籍銀行國際金融業務分行在本國境外所主辦或參貸之國際聯合貸款案和外國銀行在本國境內所主辦或參貸之國際聯合貸款案為研究對象，蒐集近年之國際聯合貸款案件，並以此母體資料為基礎，探討國際聯合貸款的結構、特性與市場狀況等，期望對國際聯貸業務有更一步的瞭解。

關鍵字

主辦銀行 ； 參代行 ； 國際聯合貸款 ； 聯合貸款

並列摘要

Due to the tendency of financial liberalization and globalization of domestic economics in Taiwan, the investment project not only goes across the border but also demands greater amount of fund. The corporate relies mostly on financing through loan from banks besides its’ own equity and security issuance. Neither of any single bank can meet demand of such a huge loan nor bear the risk. Therefore the international syndication loan service through cooperation of domestic and foreign banks has sparkled and the emergence of secondary market has appeared in Taiwen.
The object of this study focuses on international syndication loan organized by lead manager and participants on either the offshore banking unit of domestic banks or foreign banks. The cases during the period of 1991~2000 were collected as population for further analysis about the structure, characteristics and market situations of the international syndication load. It is expected that a further understanding on the international syndication loan.

並列關鍵字

Lead manager ； Participant ； International syndication loan ； syndication loan