The housing dilemma faced by Taiwanese young adults has been widely discussed in the mass media in recent years. As most discussions have focused on the difficulties of entering homeownership among young adults caused by the economic pressure, there is a lack of research examining young adults' personal values regarding buying or renting houses. This study aims to take personal values, including family values and self-culture, into account. By adopting quantitative and qualitative analyses, this study investigates how personal values affect the housing status of Taiwanese young adults aged 18-40 within a given structural context. The research findings show that after controlling for other variables, personal values still have significant effects on young adults' housing status. Furthermore, the analysis of in-depth interviews indicates that when facing housing options, young adults tend to choose differently according to their family values, self-culture, and housing aspirations, even though they are limited by structural factors.