台灣地區保險與經濟成長關聯之探討

A Study on the Relativity between Insurance and Economic Growth in Taiwan

朱欽姈(Chin-Ling Chu)

《全球管理與經濟》 7卷2期 (2011/12) Pp. 96-108

https://doi.org/10.6565/JGME.2011.7(2).6

摘要

保險之需求一方面會受總體經濟有效需求之影響，一方面保險亦會影響總體經濟之有效需求之變化，因此保險與總體經濟間實存在著互動之關係。職是之故，一國之保險制度若能愈為健全發展，則能透過對總體經濟有效需求之影響，進而因乘數作用促成國民總生產水準倍數增加，亦即促進經濟之快速成長，而總體經濟之成長的結果，亦會回饋對保險需求的增加。經本文研究結果得知：（一）台灣地區保險會促進總體經濟之快速成長（二）台灣地區總體經濟之所得水準會影響各項保險業務之發展，且會回饋所得水準之提高。

關鍵字

保險 ； 經濟成長

並列摘要

The demand for insurance is affected by the effective demand in the macro economy, on the one hand. On the other hand, insurance has an impact on the changes in the effective demand in the macro economy. There thus exists an interactive relationship between insurance and the macro economy. If the insurance system in a country could be steadily developed, the total production for the country would increase in multiples through the effect of insurance on the macro economy as well as the multiplier effect. The growth in the macro economy would bring about an increase in the demand for insurance as a feedback.The findings from this study include: (1)The insurance in Taiwan causes a fast economic growth.(2) The growth of the per capita income in Taiwan furthermore helps develop all areas of the insurance industry, which raises the per capita income as a feedback.

並列關鍵字

Insurance ； Economic Growth