公營銀行民營化之研究－以土地銀行為例

A Study on Privatization of State-run Enterprises --Taking the Land Bank of Taiwan as an Example

王明輝(MING-HUEI WANG)

指導教授 ： 劉春初

長榮大學/管理學院/經營管理研究所(博)/碩士(2006年)

https://doi.org/10.6833/CJCU.2006.00005

摘要

中文摘要
公營事業民營化為政府既定政策，由於現行公營體制，難以掌握經營彈性與商機，不易與民營金融業者公平競爭，尤其在一銀、彰銀、華銀、臺灣企銀、農銀、交銀及台北銀行皆已先後完成民營化、相繼成立大型金融控股公司，以擴大經營規模，金融版圖刻正進行重整之際，在營運上所面臨之競爭壓力與日俱增，目前為配合政府民營化政策，土地銀行已於92年7月1日改制為股份有限公司，為民營化作業跨出了第一步，惟民營化之釋股決策、員工權益補償等問題，均非所能克服，且前後相互關聯，端賴中央有關單位協助，使民營化作業順利完成。
本研究首先探討公營事業與民營化之定義、已完成民營化之成功案例、了解土地銀行的沿革與業務、分析土地銀行的經營狀況，整理出公司本身的優勢、劣勢及外部環境帶給公司的機會與威脅，再針對其民營化所遭遇之困難，研擬可行的民營化方式。
本研究建議考量目前金融業之競爭整合趨勢及未來之發展，爰循出售股份考量，並在保障員工權益、提升競爭力及避免衝擊資本市場等原則下，採公司合併或合組金控公司，且存續事業屬民營公司、辦理現金增資等方式併行運用，如與績優民營金融機構、金控公司合組金控公司或搭配發行ＧＤＲ、ＡＤＲ，循序完成民營化，以達政府、土地銀行、員工三贏之局面。

關鍵字：民營化、公營事業、SWOT

關鍵字

民營化 ； 公營事業 ； SWOT

並列摘要

ABSTRACT
Private operation of the State-owned Enterprises is Taiwan government’s firm policy. The present State-owned system has difficulties in managing freely and grasping business opportunities, which makes the State-owned enterprises uneasy to compete with the privately operated finance industry. Now First Bank, Zhang-hue Bank, Taiwan Enterprise Bank, Agricultural Bank, Communication Bank and Taipei Bank have all completed privately operated and established some large financial holding companies to expand their business one after another. Rallies the financial domain, the competition pressure in operation grows day by day. At present in order to coordinate the privately operated policy, Land Bank has changed into a limited company on July 1st, 2003. For privately operated we cross the first step, but there’re many problems we can’t solve: the decision-making of the released stocks as well as the compensation for the staffs’ rights and so on. All these problems combine to each other. We can only rely on the assistance of central government to make the privately operated work successful.
This research first discusses the definition of State-owned Enterprise and the privately operation. By understanding the successful cases of the privately operated, the history and the business of Land Bank, we analysis Land Bank’s management condition, list the superiority and the inferiority and consider the opportunity and the threat from the external environment. Aiming at all the difficulties Land Bank will encounter while it’s privately operation, we draw up the best alternative.
This research suggests that considering at the present competition, the merge tendency of the finance industry, the future development and the stock-selling, it’s the best way to merge with another company or to build a financial holding Company in order to protect rights of the staff, promote the competitive ability and avoid attacking the capital market. And the enterprise continues to be the private company to handle the cash to increase way and so on capital utilizes together. Proceeds in an orderly way to complete privately operated and achieve the three-win aspect between the government, Land Bank and the staff.
Keywords: Privatization, State-owned Enterprises, SWOT

並列關鍵字

Privatization ； State-owned Enterprises ； SWOT

參考文獻

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