我國大學就學貸款制度執行之研究-以國立臺灣師範大學為例

The Study on the Implementation for Student loan system of University in Taiwan

張紫庭(Chang Tzu-Ting)

指導教授 ： 黃人傑

國立臺灣師範大學/教育學院/政治學研究所在職進修碩士班/碩士(2004年)

摘要

本研究以國立台灣師範大學為個案，研究目的在於探討國立台灣師範大學就學貸款制度執行，影響過程的變數，並就制度執行與制度影響兩個面向提供高中以上就學貸款制度執行成果，研究一個較為完整的架構。
為達成上述之研究目的，本研究兼採文獻分析、問卷調查與部份深度訪談三種方法。研究之範圍以國立台灣師範大學就學貸款制度執行過程和成果的研究為探討重心，一方面探討影響執行過程的變數以研究就學貸款制度的執行；另一方面則探討研究標準來衡量就學貸款制度執行的績效。本文共分六章，章節安排及內容要旨略述如下:
第一章為緒論，說明研究動機與相關文獻回顧、研究目的、 重要概念及法令規定、 理論基礎與分析架構、 研究方法、研究範圍與研究限制及章節安排。
第二章為現況的檢討及分析首先說明就學貸款的定義與制度執行問題的癥結與重大變化原因、 就學貸款制度執行之目的及其法令依據、 就學貸款制度執行之執行機關與就學貸款制度執行制度之檢討、就學貸款制度之執行情形及其自我研究並提出本研究之架構。
第三章則是說明我國高中以上學生就學貸款制度執行的影響、就學貸款制度執行的演變與發展。
第四章為我國就學貸款制度執行過程之概況。首先說明就學貸款制定之相關規範；探討、說明我國高中以上學生就學貸款當前的概況及就學貸款制定的背景、數量、願景，當前所面臨之困境。
第五章說明國立台灣師範大學受理就學貸款、歷年來的經過狀況。為國立台灣師範大學就學貸款執行過程之剖析，分析國立台灣師範大學就學貸款的影響變數，其次是國立台灣師範大學就學貸款過程中，執行系絡變化因素與制度內容因素的探討。
接著為國立台灣師範大學就學貸款執行成果之研究，首先說明國立台灣師範大學就學貸款的成果及研究之標準與其操作性定義，接著以五項研究標準:目標達成度、成本效益、外部性、公平性及特定群體（學生、家長、執行人員）之滿意度對國立台灣師範大學就學貸款執行成果做分項研究。
第六章為結論與建議，總結本研究之心得及提出建議，供政府推動就學貸款制度及所有相關行政人員之參考。

關鍵字

就學貸款 ； 成本效益分析 ； 補貼利息 ； 逾期放款

並列摘要

This research take National Taiwan Normal University as a document, the research goal lies in discussion National Taiwan Normal University to go to school the loan system execution, affects the process the variable, and affects two on the system execution and the system face to provide above the high school to go to school the loan system to carry out the achievement, studies a more complete overhead construction.
This research method picks the literature analysis, the questionnaire survey and the depth talk three methods. Scope of the research goes to school the loan system implementation take National Taiwan Normal University and the achievement research as the discussion center of gravity, on the one hand the discussion influence implementation variable studies goes to school the loan system execution; On the other hand discusses the research standard to weigh goes to school the loan system execution achievements. This article altogether is divided six chapters, the chapter arrangement and the content essence tells in brief as follows:
First chapter is the introduction, the explanation research motive and the correlation literature review, the research goal, the important concept and the law stipulation, the rationale and the analysis overhead construction, the research technique, the research scope and the research limit and the chapter arrangement.
Second chapter for present situation self-criticism and the analysis first explained goes to school the loan definition and the system carries out the question in with the tremendous reason for change, goes to school goal of and its the law basis the loan system execution, goes to school execution institution the loan system execution with to go to school the loan system to carry out self-criticism the system, to go to school the loan system to carry out the situation and its oneself to study and proposes overhead construction of the this research.
Third chapter is the influence carries out analysis system question characteristic the factor to the system execution influence, system itself meets the requirement to outside the system execution influence, system itself the condition to the system execution influence.
Fourth chapter goes to school analysis the loan implementation for National Taiwan Normal University. First explained National Taiwan Normal University goes to school discussion the loan, explained National Taiwan Normal University goes to school the loan current survey and its goes to school the loan background, the quantity, hopes the scenery, explained in addition National Taiwan Normal University accepts goes to school the process condition which the loan, all previous years comes. Goes to school analysis the loan implementation for National Taiwan Normal University, analysis National Taiwan Normal University goes to school the loan influence variable, next is National Taiwan Normal University goes to school in the loan process, the execution is winds the change factor and the system content factor discussion.
Fifth chapter goes to school the loan for National Taiwan Normal University to carry out research the achievement, first explained National Taiwan Normal University goes to school the loan achievement and the research standard of if operationally defines, in addition by five research standards: The goal achieves, the cost benefit, exterior nature, fairness and the specific community (student, guardian, enforcement agent) the degree of satisfaction goes to school the loan to National Taiwan Normal University to carry out the achievement to do the sub-item research.
Sixth chapter for the conclusion and the suggestion, summarizes attainment of the this research and puts forward the proposal that, impels for the government to go to school the loan system and reference all correlations administrative personnel.

並列關鍵字

Student loan ； Cost-Benefit Analysis

參考文獻

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