台灣地區金融控股公司經營規模、股權集中度、業務種類與經營績效之研究

An Empirical Study among the Managerial Scale、Share Holdings Concentration and Business Scope With Business Performance of Financial Holding Company in Taiwan

陳志興(CHEN, CHIH-HSING)

指導教授 ： 沈中華博士 ； 李建然博士

國立臺北大學/商學院/國際財務金融碩士在職專班/碩士(2008年)

摘要

本研究旨在探討台灣地區金融控股公司經營規模的擴大，股權集中度高低及業務整合度的提高對經營績效之影響。以台灣地區現階段已成立之14家金融控股公司作為研究對象，並採用實證分析之方法加以驗證。
本研究係依據公信機構與研究對象所發布之次級資料，加以收集彙整。再經由迴歸分析，歸納出下列各項實證結論，分述如下：
1.金融控股公司經營規模對於經營績效是具影響性之假說，獲得本研究實證結論支持，其中包括資產總額、資本額及股東權益，均具有解釋能力。
2.金融控股公司股權集中度之高低對於經營績效是具有影響性之假說，獲得本研究實證結論部分支持，其中股權集中度屬高持股具有解釋能力；而中持股及低持股對經營績效的影響則不顯著。
3.金融控股公司業務整合度對於經營績效是具有影響性之假說，獲得本研究實證結論部分支持，其中保險業務導向具有解釋能力；而銀行業務導向、證券業務導向對經營績效的影響則不顯著。

關鍵字

金融控股公司 ； 經營規模 ； 股權集中度 ； 業務整合度 ； 經營績效

並列摘要

To analyze the impacts of amplifying scale, centralizing share holdings and highly integration to business performance of the financial holdings, we took 14 financial holdings companies as to examining objects.
By way of collecting secondary data from official institution of Taiwan. Available, and taking data analysis by regression to get the results as following:
1.The managerial scale does have significant influences to financial holding company. Total assets, share holder’s equity and capitals all could support to it.
2.The share holdings concentration has significant affects to financial holding companies which could be partially confirmed by the data of average shares of big holders and distributions of the stockshares.
3.The business integration also have significant impacts to financial holding company. It could be partially supported by the data of insurance business orientednd.

並列關鍵字

Financial holdings company ； managerial scale ； share holdings concentration ； business scope ； business performance

參考文獻

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