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  • 學位論文

國小高年級實施金管會「金融基礎教育-國小篇」課程之研究

A Study of FSC’s ” Basic Finance Education for Elementary School Students” as Curriculum Implementation of Sixth Graders.

指導教授 : 張婉玲
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摘要


隨著時代的變遷,現代人面臨的金融環境亦是瞬息萬變,唯有具備充足的理財知識與素養,才能做好完善的理財規劃,進而達成人生目標並提升生活品質。近幾年,越來越多國家重視兒童理財教育,並將之納入正式教育體系的課程中,反觀國內,不管是政府與民間團體,也加緊腳步地在推動理財教育。本研究以金管會發行之「金融基礎教育教材-國小篇」為基本架構,設計出四單元、共八節課之理財教育課程,對國小六年級學生進行實驗教學,並探究其教學成效。 本研究使用的研究工具有三,分別為理財教育教材、研究者自編之「國小高年級學生理財觀」問卷調查以及理財認知測驗題,對實施理財教學之實驗組學生做前測、後測,亦對未實施理財教學之對照組學生施測,得到量化資料,進行統計分析。並在理財教育課程結束之後,對六位實驗組學童進行訪談,瞭解其對於本次教學之回饋以及建議。 根據研究發現,歸納出本次研究結論:一、實施理財教育課程確實能提升國小高年級學生的理財觀念。二、實施理財教育課程確實能提升國小高年級學生的理財認知程度。三、國小高年級學生對於理財教育課程有非常高的學習意願。所以期盼教育當局更加正視理財教育納入學校正規課程的必要性,致力於規劃及推動相關政策,以期達到全面提升國人理財素養之效。

並列摘要


With changes of time, people have encountered drastic changes in terms of financial environment nowadays. To enjoy a better quality of life, we may better improve the financial planning and achieve life goals through sufficient financial knowledge and literacy. In recent years, more and more people in different countries acknowledge importance to children's financial education and integrates curriculum into the formal education system. Also, both government and non-governmental organizations in Taiwan, stepped up the pace in promoting financial education. In this study, "finance basic education materials – elementary education chapter" issued by FSC was employed as the basic instrument to design four units, a total of eight classes of financial education curriculum for sixth grade students teaching experiment and explore their teaching effectiveness . This study used three research instruments, namely financial education materials, self-designed questionnaire called “primary school students financial outlook", questionnaire and quiz on financial recognition. Pretest and posttest were administered to the students in the experimental group, and so did the control group. Quantitative data collected from questionnaires were further analyzed by SPSS. At the end of financial education programs, six students of experiment group were interviewed to understand their feedback and recommendations for this teaching. Based on the findings, researcher summarized the conclusions as follows: Firstly, the implementation of financial education programs can really raise elementary students’ recognition to money. Secondly, the implementation of financial education programs can really improve sixth graders’ financial awareness. Thirdly, six graders demonstrated high interest to financial education programs. It is therefore researcher look forward to inclusion of financial education to formal curriculum by education authorities. It is hoped our officials understand the need for more school financial education and dedicated to planning and promoting policies to enhance overall financial literacy of citizens.

參考文獻


黃美筠(2009)。理財教育融入中小學課程的教學策略。臺灣教育,659,
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