Taiwan''s athletes, training from elementary to high school graduation this stage, the pursuit of peak performance for walks right to some short-term benefits, repeating the normal training and athletic competition, the athletes professional training and competitive under high-risk, a bit negligentthe occurrence of sports injuries; minor sports injury for athletes who do not have the impact of continuing training, but serious sports injuries can cause permanent scars even cause athletic career interrupt, severe cases are more likely to lead to lifethreatened, therefore athletes should do some measures to transfer the risk of sports injuries, and purchase of sports insurance is an optimal method.