從金控公司提高我國金融國際競爭力

Enhancing Taiwan's Competitiveness in International Financial Markets with Financial Holding Companies

林蒼祥(William T. Lin)

《國家政策季刊》 3卷4期 (2004/12) Pp. 29-37

https://doi.org/10.6407/NPQ.200412.0029

摘要

在中國大陸入世承諾2006年開放國內市場，與2006年底新巴塞爾資本協議施行的時間壓力下，為使我國金融國際競爭力提升的初期效果能早日出現，建議以金融市場主力部隊金控公司為政府第二階段金融改革優先對象，首先以市占率高達60%的官股銀行帶頭，啓動我國金融整併風潮，在2006年產生具國際規模的大型金控公司，使之具備跨進亞太市場的必要條件，同時在政府營造與國際接軌的國內市場操兵，培養國際金融技術及國際通路之競爭力，在政府所宣示的2006年時間目標，大型金控公司能率先進入亞洲市場與國際銀行競爭。

關鍵字

金控公司 ； 金融改革 ； 金融監理 ； 新巴賽爾資本協議 ； 競爭力

並列摘要

Faced with the China's WTO promise to open her domestic financial markets to foreign banks in year 2006, and the advent of Basel Capital Accord Ⅱ by the end of year 2006, we recommend financial holding companies, the main planers in Taiwan markets, as priority vehicles to give a key impetus to the early success of widely enhancing Taiwan's competitiveness in international financial arena for Taiwan's second stage financial reform. The birth of a few international-scale financial holding companies needs a new tide of full-scale merger and acquisition movement of financial institutions here initiated by those state-owned or government-dominant banks, which totally take 60% Taiwan's market share. Concurrently, those big financial holding companies will compete head to head with big foreign banks first in internationalized domestic market yet under construction by the executive, so as to acquire comprehensive modern banking technology and marketing channel. Accordingly, some big financial holding companies then can stand their ground in Asia financial market by the government planned schedule of year 2006.

並列關鍵字

Basel Capital Accord Ⅱ ； competitiveness ； financial holding company ； financial reform ； financial supervision