國際借展之保險：談法國國家保險

Insurance Issues in International Museum Loans: Discussion of the Government Indemnity of France

周佳樺(Chia-Hua Chou)

《博物館學季刊》 22卷2期 (2008/04) Pp. 69-77

https://doi.org/10.6686/MuseQ.200804_22(2).0006

摘要

國家保險與博物館一般為借展品所慣常投保的一般商業藝術品保險相較，兩者在提供保險保障條款內容方面，其實並無多大差異。只是，當借展文物遭受損害的賠償處理，論及損害賠償的責任歸屬，在一般商業藝術品保險方面，責任由行使商業行為的保險公司承擔；在國家保險方面，則由國家負責，亦即須由政府出面承擔損害之賠償。

關鍵字

國家保險 ； 商業藝術品保險 ； 公法人機構 ； 除外條款 ； 無追索條款

並列摘要

Government indemnity is a type of insurance policy, with clauses similar to the protective clauses in fine arts insurance policies, but is rather unknown to most museums that are handling incoming or outgoing temporary exhibitions. With fine arts insurance, a company provides compensation for damage to a covered loaned object, but with government indemnity it is a government that assumes responsibility. This article introduces the government indemnity policy of France as an example, including legislated regulations, content clauses, application qualifications, examination system and the circumstances under which it is put to use.

並列關鍵字

government indemnity ； fine arts insurance ； établissement public national ； risqué exclus ； clause de non-recours

參考文獻

Jamet, Dominique.(2004).Lea Etablissements Publics sous Tutelle du Ministère de la Culture.Paris:Comite d'histoire du ministere de la culture et de la communication.

Malaro, Marie C.(1998).A Legal Primer on Managing Museum Collections.Washington:Smithsonian Institution Press.

周佳樺(2007)。國際借展之保險：談美國國家擔保賠償。故宮文物月刊。287，104-108。