我國醫療糾紛之損害賠償相關爭議問題研析

醫療糾紛涉及之民事責任，多係以侵權行為損害賠償請求權及債務不履行損害賠償請求權為請求權基礎，早期實務上亦見有援引消費者保護法第7條之規定，採取醫療行為適用無過失責任之法律見解，本文將針對上開請求權基礎要件、損害賠償範圍及歷年相關判決進行研析。另一方面，由於醫療糾紛多，近幾年醫事責任險投保率漸增，常見的醫事責任險為「醫師專業責任保險」或「醫療機構綜合責任保險」，本文將以現行市面上相關保單條款及相關判決分析並探討醫療糾紛損害賠償與醫事責任保險間之爭議問題。其他關於醫療事故之爭議，包含強制醫師責任保險制度推行之必要性等議題，本文將針對上開爭議問題蒐整相關學說及實務見解，分析相關制度對於醫療事故紛爭處理之效益與推動之可行性。

關鍵字

醫療糾紛；損害賠償；醫事責任險；強制醫療責任保險

並列摘要

The civil liability involved in medical disputes is mostly based on the right to claim damages for tortious acts and the right to claim damages for non-fulfillment of debts. In early practice, there are also references to Article 7 of the Consumer Protection Law. Legal opinions on liability for negligence, this article will analyze the basic elements of the right to open a claim, the scope of damages and relevant judgments over the years. On the other hand, due to many medical disputes, the insurance rate of medical liability insurance has gradually increased in recent years. The common medical liability insurance is "Physician Professional Liability Insurance" or "Medical Institution Comprehensive Liability Insurance". This article will analyze and discuss the disputes between medical dispute compensation and medical liability insurance. Other disputes about medical malpractice, including issues such as the necessity of implementing a mandatory physician liability insurance system, this article will search for relevant theories and practical insights on the controversial issues above, and analyze the effectiveness and feasibility of promoting medical malpractice disputes by the relevant system .