建築工程佔居營建業供應鏈中非常重要的環節,其產業特性為廠商規模不大,若以統包工程而言,業者常因使用自有資金比重過高,進而影響公司的營運資金成本,所以了解營建業上下游供應鏈融資金需求指標更顯重要。企業在資金調度反應的效率,必須具有即時性、績效性,並能有效的反應在公司治理與資金成本效益。 本研究有鑑於「銀行授信客戶甄選」對「建築工程業融資信用評等」之研究並不多見,因而透過個案公司進行焦點訪談及建築工程業融資信評等相關文獻探討回顧 後,初擬可行性、可量化之評估指標,並經由同質性產業鏈相關協力廠商進行問卷調查、實務訪談、德爾菲法 (Delphi)調查等方式篩選代表性評估指標,最後運用「層級分析(Analytic Hierarchy Process,AHP)」邀請該產業財務部門、工務部門管理階層,金融機構授信部門主管及學術界財務金融教授等進行深入訪談問卷填答,並且在問卷回收後,運用層級分析法 (AHP) 決定各代表性評估指標之權重,以作為建立評估模式依據及相關實証研究結果之探討。
Construction work plays a significant role in the residential development industry supply chain. Typically construction companies would be small to mid-size firms. The majority of the project cost would come from the firm’s own capital, thereby affecting the firm’s direct operation costs. Hence, the management of capital allocation must be done efficiently and the reaction to events must be instantaneous to ensure the performance of the project. This study explores the literature of the construction industry financing credit assessment, specifically summarizing the main factors affecting the financing risk of the construction industry. Through the use of the Analytic Hierarchy Process (AHP) the intended dimensions and hierarchical structure will be determined. In-depth interviews are planned via the use of questionnaires, and Delphi (DELPHI), to investigate the way screening representative evaluation indicators, individuals who have extensive experience in construction industry Finance, Public Works, executives of the senior credit departments of financial institutions and academia are invited to participate. After the questionnaires are collected, the Analytic Hierarchy Process (AHP) will be applied for quantitative analysis and discussion of the results.
為了持續優化網站功能與使用者體驗,本網站將Cookies分析技術用於網站營運、分析和個人化服務之目的。
若您繼續瀏覽本網站,即表示您同意本網站使用Cookies。