去貨幣化對印度普惠金融及貨幣影響之研究

Research on the Impacts of Demonetization on Financial Inclusion and Currency in India

史維塔(SHWETA SHANKERRAO CHAVAN)

指導教授 ： 王言 ； 張阜民

朝陽科技大學/管理學院/企業管理系/碩士(2020年)

摘要

取消貨幣化是停止使用舊現金券並獲得新資金使用的合法程序。 如果適當地計劃，有時會毫無困難地發生。 金融包容性在無現金交易中起著很大的作用，但是，它的素養也很重要，因為印度並不完全是農村，所以它可能達不到標準。 本文將展示金融包容性和貨幣比較中面臨的挑戰。 本文使用輔助數據來了解非貨幣化對印度金融包容性和貨幣的影響。 由於安全原因，日期存在限制，因此本文中使用的數據是從RBI和合法網站整理而來的，可以在限制範圍內共享數據。

關鍵字

挑戰 ； 貨幣 ； 非貨幣化 ； 金融包容

並列摘要

Demonetization is a legitimate procedure of halting the utilization of old cash notes and get new money use. Sometimes this happens without any difficulty if planned appropriately. Financial inclusion plays a big part in the cashless transactions, however, the literacy of it is also important which may not be up to the mark, as India is not completely rural. This paper will show the challenges that are faced in financial inclusions and the comparison of the currency. This paper uses secondary data to learn the demonetization’s impact on financial inclusion and currency in India. There is a constraint in the date due to safety reasons, so the data used in this paper is collated from the RBI and legal website which can share data in limits.

並列關鍵字

Challenges ； Currency ； Demonetization ； Financial Inclusion

參考文獻

1. Nitin Kumar, (2013) "Financial inclusion and its determinants: evidence from India", Journal of Financial Economic Policy, Vol. 5 Issue: 1, pp.4-19,

2. Dr. Taruna, 2 Neeraj Kumar ( 2017) –“Demonetization in rural areas of Lucknow (U.P): Immediate impact make life difficult to live” International Journal of Commerce and Management Research, Volume 3; Issue 4; April 2017; Page No. 100-103

3. Parul Mahajan , AnjuSingla (2017)-“Effect of demonetization on financial inclusion in India”-International Journal of Science Technology and Management – Vol No.6,Issue No.01,Jan 2017

4. Rao, K., Mukherjee, D. S., Kumar, D. S., Sengupta, D. P., Tandon, S., & Nayudu, S. H. (2016). Demonetisation: Impact on the Economy. NIPFP Working, 182, 1-17.

5. Lokesh Uke, Assistant professor, In “Demonetization and its Effects in India” - SSRG International Journal of Economics and Management Studies ( SSRG – IJEMS ) – Volume 4 Issue 2 February 2017