不同縣市住宅自有率差異分析－縱橫資料分析法之應用

Determinants of Homeownership Rates by Panel Data Analysis

彭建文(Chien-Wen Peng) ； 蔡怡純(I-Chun Tsai)

《都市與計劃》 37卷4期 (2010/12) Pp. 433-454

https://doi.org/10.6128/CP.37.4.433

摘要

以往文獻鮮少從總體面探討不同地區的住宅自有率差異，且大多屬於不同的州、區域或國家等較大空間範圍的討論，本文以1982-2007年台灣22個縣市的資料，透過縱橫資料分析法探討不同縣市的住宅自有率差異。從固定效果模型的實證結果發現，房價所得比、遷徙率以及有偶率對於住宅自有率均有顯著的負向影響，且遷徙率是影響住宅自有率最主要的因素，有偶率與房價所得比的影響相對較小。此外，各縣市住宅自有率明顯受到其地區特性的影響，都市化程度較高與東部縣市的住宅自有率顯著較低，且住宅自有率有明顯的時間趨勢，可能是受房地產景氣的影響，但房地產景氣波動對於住宅自有率的影響基本上爲正向，僅有幅度大小的差異。

關鍵字

住宅自有率 ； 住宅租買選擇 ； 縱橫資料分析法

並列摘要

Although many studies have identified the determinants of individual housing choice, few studies have discussed differences in homeownership rates in different areas. This study uses panel data analysis to identify the determinants of homeownership rates across 22 cities and counties in Taiwan during 1982-2007. Empirical results reveal that the ratio of house price to income, mobility rate, and share of married couples had significant negative effects on homeownership rates. However, mobility rate was the most important factor to overall homeownership rates. Furthermore, coefficients of individual effects were almost significant at the 1% level. Homeownership rates in highly urbanized cities and eastern cities were low. The coefficients of period effects were also almost significant at the 1% level, and their influences on homeownership rates were positive with small differences in degree.

並列關鍵字

Homeownership rates ； Tenure choice ； Panel data analysis

參考文獻

謝文盛、林素菁(2000)。租稅效果對住宅租買選擇影響之分析。住宅學報。9(1)，1-17。

謝文盛、林素菁(2000)。租稅效果對住宅租買選擇影響之分析。住宅學報。9(1)，1-17。

彭建文、王佳于(2005)。不同縣市住宅自有率差異原因分析。台灣土地研究。8(2)，1-20。

Gwin, C. R. and Ong, S. (2004). Do We Really Understand Home Ownership Rates? An International Study (Working Paper Series), Wace: Baylor University.

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