Translated Titles

The Bill of Consumer's Debt Pay-off Regulation for Judicial Yuan




應立志(Li-Chih Ying);黃子玲(Tz-Ling Huang)

Key Words

消費者債務清理條例草案 ; 破產法 ; The Bill of Consumer's Debt Pay-off Regulation ; Bankruptcy Law



Volume or Term/Year and Month of Publication

3卷1期(2008 / 09 / 01)

Page #

38 - 61

Content Language


Chinese Abstract


English Abstract

In today's society, the overuse of credit and cash advance cards created a lot of personal ”debt” problems. In order to solve these problems, the Judicial Yuan completed a draft of ”the Bill of Consumer's Debt Pay-off Regulation” on April 11th of 2006. Debtors can adopt either ”Sanierung” (re-birth) or ”Liquidation”(pay-off arrangement) method to solve their debt problems. And the Bill was not officially sent to Legislative Yuan to be reviewed until September 2006.Owing to implementation of loose bankrupt law of America and Hong Kong, the number of bankrupts increased rapidly. To avoid the moral hazard of above situation, causing the bad impressions on the public, we expect that the Bill can consider the rights and interests of both debtors and creditors by means of revising. The purpose of this study is to understand the opinions of bank employees, debtors and the public about parts of the contents of this Bill. The findings are as follows: (1)Debtors have the most accurate understanding of this Bill and Bankruptcy Law, then the employees of bank and then the public. (2)The public, bank employees and debtors have different opinions for this Bill. (3)The effects of mechanism of negotiation are not so good that we need to make some efforts.

Topic Category 社會科學 > 管理學
Times Cited
  1. 郭千瑄(2008)。卡債之法律分析。政治大學法律學研究所學位論文。2008。1-156。
  2. 陳見明(2012)。消費者債務清理條例更生制度之研究。中正大學法律學系學位論文。2012。1-184。