兩岸產險公司使用再保險行為之比較

黃梓銨

doi:10.6846/TKU.2015.00437

3.236.52.68，Hello！

Close
Search Quick Search Advanced Search Publication Search	Personal Service Member Login Searching History Use Bonus Card SYMSKAN
Browse Browse by University of Graduate Thesis Browse by Pinyin of Graduate Thesis Browse by Conference Proceedings Topic Browse by Conference Proceedings Publisher Browse by Pinyin of Conference Proceedings Browse by eBook Category Browse by eBook Topic Browse by eBook Publisher
Customer Services Authorize Airiti Recommend a Journal

Search Symbol (Half-width)	Description of Search Symbols
Space	"AND" indicates the intertwining of key terms used in a search
Double Quotation Marks ("") ( " " )	Double quotation marks indicate the beginning and end of a phrase, and the search will only include terms that appear in the same order of those within the quotations. Example: "image process" ： " image process "
?	Indicates a variable letter. Entering two ? will indicate two variable letters, and so on. Example: "Appl?", search results will yield apple, apply… e , appl y … ( (often used to English word searches) )
*	Indicates an unlimited number of variable letters to follow, from 1~n. Example: Enter "appl*", search results will yield apple, apples, apply, applied, application…(often used in English word searches) e , appl es , appl y , appl ied , appl ication … ( (often used to English word searches) )
AND、OR、NOT	Boolean logic combinations of key words is a skill used to expand or refine search parameters. (1) AND (1) AND: Refines search parameters (2) OR (2) OR: Expands search parameters (3) NOT: Excludes irrelevant parameters

DOI stands for Digital Object Identifier （ D igital O bject I dentifier ） ,
and is the unique identifier for objects on the internet. It can be used to create persistent link and to cite articles.

Using DOI as a persistent link

To create a persistent link, add「http://dx.doi.org/」「 http://dx.doi.org/ 」 before a DOI.
For instance, if the DOI of an article is 10.5297/ser.1201.002 , you can link persistently to the article by entering the following link in your browser: http://dx.doi.org/ 10.5297/ser.1201.002 。
The DOI link will always direct you to the most updated article page no matter how the publisher changes the document's position, avoiding errors when engaging in important research.

Cite a document with DOI

When citing references, you should also cite the DOI if the article has one. If your citation guideline does not include DOIs, you may cite the DOI link.

DOIs allow accurate citations, improve academic contents connections, and allow users to gain better experience across different platforms. Currently, there are more than 70 million DOIs registered for academic contents. If you want to understand more about DOI, please visit airiti DOI Registration （ doi.airiti.com ）。

Data Source

College of Business and Management > Master's Program, Department of Insurance
Social Sciences > Management

Bibliography Management Tool

Related Links

Report an Issue

Purchase Single Articles

Download PDF

兩岸產險公司使用再保險行為之比較

The Different Determinants of Reinsurance Usage Across Property-Liability Insurers in China and Taiwan

黃梓銨 , Masters　　Advisor：田峻吉　　

英文 DOI： 10.6846/TKU.2015.00437

再保險；保險財務；兩岸保險市場； reinsurance ； insurance finance ； insurance market

Abstract │ Reference (22) │ Altmetrics

Abstract 〈TOP〉

Parallel Abstract 〈TOP〉

Most previous studies investigated the determinants of reinsurance for property-liability insurers only in one country, rather than compared the distinct determinants of reinsurance usage across insurers in two different countries. The main purpose of this paper was to investigate the different determinants of reinsurance across property-liability insurers in two developing countries. We use empirical data of two important developing insurance markets, Taiwan and China, to address this question.
To consistent with previous findings, our empirical results support that some financial ratios including cash, leverage, ROA and group membership have same impact on reinsurance usage for property-liability insurers in Taiwan and China. However, some non-financial factors such as size and age influence the determinants of reinsurance usage property-liability insurers in Taiwan, but not in China. Some factors such as cost and belonging to local insurers influence the determinants of reinsurance usage property-liability insurers in China, but not in Taiwan. To compare behavior of purchasing reinsurance in two countries, we find that property-liability insurers in Taiwan tend to purchase more reinsurance than China. The reasons could be attributed to the different insurance market environment and regulation between Taiwan and China.
To sum up, the variables relating financial ratios have same impact on reinsurance for property-liability insurers in Taiwan and China. However, we observed that non-financial factors have different impact on reinsurance usage for property-liability insurers in these two countries.

Reference ( 22 ) 〈TOP〉

1.Adams, M. (1996), “The Reinsurance Decision in Life Insurance Firms: An Empirical Test of the Risk-Bearing Hypothesis,” Accounting and Finance, 36(1): 15-30.
連結：
2.Adiel, R. (1996), “Reinsurance and the Management of Regulatory Ratios and Taxes in the Property-Casualty Insurance Industry,” Journal of Accounting and Economics, 22(1-3): 207-240.
連結：
3.Carson, James M.; Hoyt, Robert E. (1995), “Life Insurer Financial Distress: Classification Models and Empirical Evidence,” Journal of Risk and Insurance, 62: 764-775.
連結：
4.Chen Renbao and Wong Kie Ann (2004), “The Determinants of Financial Health of Asian Insurance Companies,” Journal of Risk and Insurance, 71(3): 469-499.
連結：
5.Chen, Y., Hamwi, I.S. and Hudson, T. (2001), “The effect of ceded reinsurance on the solvency of primary insurers,” International Advances in Economic Research, 7 (1): 66-67.
連結：

Altmetrics

〈TOP〉

E-mail ：

When an article is available to download, a notice will be sent to your mailbox address.

E-mail ：