台北市國中生的金錢態度研究

蔡瑞華

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台北市國中生的金錢態度研究

The Money Attitudes of Junior High School Students in Taipei

蔡瑞華 , Masters　　Advisor：周麗端　　

繁體中文

國中生；金錢；態度；家庭；教育；父母金錢教養； junior high school students ； money ； attitude ； family ； education ； parents’ money rearing

Abstract │ Reference (100) │ Times Cited (26) │ Altmetrics

Abstract 〈TOP〉

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The purposes of this study are to explore the money attitudes of junior high school students in Taipei, and the related effects from the view of family. This study used a questionnaire survey method and judgmental sampling. Samples were drawn from first, second, and third grade students of junior high schools located in Taipei, including sixteen classes (n=480). The instruments of this study included “junior high school students’ money attitudes scale”, “parents’ money rearing scale“, “personal background data”.
The major results can be drawn as follows：
1.「Power-prestige」dimension
Participants didn’t prone to view money as the symbol of  power-prestige. Participants who have no saving habits, with more allowances, and often been reared with money by parents prone to view money as the symbol of  power-prestige.
2.「Budget」dimension
Participants have a tendency to use money carefully. Participants who have saving habits, and have better conscious of family’s economic situation have a tendency to use money carefully. This study also finds in the budget dimension, that it seems more suitable to discuss how to use money than the amount of allowances.
3.「Distrust」dimension
The variables in distrust dimension are very weak. Only in the saving variables, participants who have no saving habits tend to be doubtful and hesitant about money.
4.「Anxiety」dimension
There is no obvious tendency toward anxiety among participants. The result of two-way ANOVA (gender and grade) suggested that the interaction effect had significant difference. Further, in the simple main effects found second grade boys were more anxious than second grade girls and second grade boys were more anxious than first grade boys. Participants who have no saving habits, had more allowances, and often been reared with money by parents prone to be anxious about money.
5.「Quality」dimension
There was no obvious tendency to quality among participants. The result of two-way ANOVA (gender and grade) suggested that the interaction effect had significant difference. Further, in the simple main effects found second grade boys more emphasized the quality of things than second grade girls. If participants have no saving habits, with more allowances, have better conscious of family’s economic situation, and often been reared with money by parents, then these kinds of participants more emphasize the quality of things.

Reference ( 100 ) 〈TOP〉

黃永結 (民81)。別讓孩子向錢看-談孩子的金錢教育。師友，305，38-41。
連結：
黃識銘 (民87)。生活型態、消費態度與消費行為之關聯性研究。元智大學管理研究所碩士論文，未出版。
連結：
羅安琍 (民88)。不同家庭生命週期與社經背景婦女之服裝消費行為研究。師大家政教育研究所碩士論文，未出版。
連結：
鐘志從 (民88)。幼兒的金錢概念、金錢使用能力及其父母金錢教養之影響。家政教育學報，2，90-110。
連結：
Baur, M., Furth, H., & Smith, J. E. (1978). Children’s conception of social institutions: A Piagetian framework. Human Development,19,351-374.
連結：

Times Cited (26) 〈TOP〉

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