股權結構、多角化與銀行績效

Ownership Structure, Diversification and Bank Performance

沈孟芬(Meng-Fen Shen)

指導教授 ： 謝孟芬

國立臺中科技大學/商學院/財務金融研究所碩士班/碩士(2017年)

摘要

本研究探討股權結構與收入多角化是否會影響銀行績效。使用研究樣本為已開發國家、拉丁美洲、亞洲、中東、開發國家、非洲，共為六個區域，研究期間為2002至2013年。本文實證結果顯示，股權結構與多角化會增加銀行績效和銀行穩定性，這合理的解釋股權結構與多角化進而影響銀行績效是存在因果關係的，當銀行為了增加銀行績效獲利，會採取多角化策略，而股權結構更是影響銀行多角化策略的重要因素。股權結構為銀行多角化重要的決定因素，進而影響銀行績效。

關鍵字

銀行績效 ； 股權結構 ； 銀行多角化

並列摘要

This study examines whether the ownership structure and income diversification will affect bank performance. Using research samples for developed countries, Latin America, Asia, the Middle East, developing countries, Africa, for a total of six regions, the study period from 2002 to 2013.The empirical results show that the ownership structure and the diversification will increase the bank performance and the bank stability. This reasonable explanation of the ownership structure and the diversification and thus the bank performance is causal relationship. When the bank wants to increase the bank performance profit, Strategy, and the ownership structure is an important factor affecting the bank's diversification strategy. The ownership structure is an important determinant of bank diversification, which in turn affects bank performance.

並列關鍵字

Bank Performance ； Ownership Structure ； Bank Diversification

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