本研究探討兩岸經濟合作架構協議(ECFA)之簽訂對國內銀行業經營效率的影響,研究期間為西元2007年至2014年,以33家國內銀行為樣本,透過資料包絡分析法(Data Envelopment Analysis, DEA)、Malmquist生產力指數和Tobit迴歸模型,對國內銀行業作經營效率的分析,以瞭解目前銀行的經營概況及ECFA的簽定是否真能為銀行帶來改革的契機。實證結果發現ECFA的簽訂對國內銀行業的效率有負面影響,其經營效率產生衰退現象。
This study discusses the impact of economic cooperation framework agreement on the operational efficiency of Taiwan banks ,which examines 33 banks in 2007 to 2014. Through Data Envelopment Analysis (DEA), Malmquist Productivity Index, and Tobit regression method , we can analysis how the domestic banks operating efficiency change after singning the ECFA. The results show that the signing of ECFA has a negative impact on the efficiency of the domestic banks.