主管機關對金融機構人員解職處分－以開發金控購併金鼎證券案為例

A Study of the Legality of Authoritative Agencies' Discharges of Financial Institution Personnel-The Case of the Merger and Acquisition of TISC (Taiwan International Security Company) by CDF (China Development Financial)

鄒景雯(Tzou, Jing-Wen) ； 邵之雋(Shaw, Jy-Juinn) ； 廖福特(Liao, Fu-Te)

《東海大學法學研究》 50期 (2016/12) Pp. 191-232

摘要

金融體系深刻影響社會秩序，有高度監理之必要性，然以金融商品與運作模式複雜多變，實非立法者所能預見，乃不得不高度且廣泛授權予主管機關行政立法與行政監理權，但也因此造成許多行政恣意之空間。而銀行法第61條之1第1項第3款及第4款規定，賦予主管機關於銀行違反法令、章程或有礙健全經營之虞時，得視情節輕重，命令銀行解除經理人或職員之職務，或解除銀行之董事、監察人職務或停止其於一定期間內執行職務，而經主管機關依銀行法第61條之1第1項第3款及第4款規定解除經理人或董監職務者，依銀行負責人應具備資格條件兼職限制及應遵行事項準則第3條第11款之規定，於五年內不得充任銀行之負責人，本文嘗試以開發金控購併金鼎證券案為例，就主管機關對金融機構人員解職處分及其法律效果之合法性與適當性問題進行討論分析，並提出相關建議。

關鍵字

解職處分 ； 職業選擇自由之主觀條件限制 ； 內線交易 ； 公開收購 ； 行政指導 ； 行政裁量 ； 期間計

並列摘要

Due to the profound effect financial systems have on social order, financial systems are required to be strictly supervised. However, financial products and their modes of operation are complicated and changeable and are in reality difficult for legislators to predict. As a result, the authority to legislate and monitor these systems is broadly given to the competent authority. By doing this however opportunities for abuse of administrative discretion can arise and might against the general principles of administrative law. Sub-paragraphs 3 and 4, paragraph 1, article 61-1 of the Banking Act provide that if there is a possibility that a Bank has violated laws and regulations, its Articles of Incorporation, or disturbed the sound operation [of the financial system], the competent authority may, depending on the situation, order the bank to discharge managers or staff members, or discharge directors and supervisors or suspend them from the performance of their duties for a specified period of time. According to paragraph 11 of article 3 of the Regulations Governing Qualification Requirements and Concurrent Serving Restrictions and Matters for Compliance by the Responsible Persons of Banks, a person who is discharged from his position as a manager, director or supervisor by the competent authority pursuant to sub-paragraphs 3 and 4 of paragraph 1 of article 61-1 of the Banking Act shall not act as the responsible person of a bank for a period of five years. In this paper, the author discusses and analyzes the legality and adequacy of the discharge of the personnel of a financial institution by the competent authority and its legal effect, and offers suggestions on related issues.

並列關鍵字

Discharge ； Subjective Restrictions on the Freedom to Choose an Occupation ； Insider Trading ； Public Tender ； Administrative Instructions ； Administrative Discretion ； Calculation of the Period of Time

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