網路消費仲裁判斷之替代性執行機制

Alternative Enforcement Mechanisms for Online Consumer Arbitration Awards

高啟中(Chi-Chung Kao)

《臺北大學法學論叢》 65期 (2008/03) Pp. 133-177

https://doi.org/10.6774/TULR.200803.0133

摘要

聯合國1958年關於外國仲裁判斷之承認與執行之紐約公約，建構了國際商務仲裁判斷之承認與執行的國際架構。然而、就跨國消費仲裁判斷之執行，並無類似之架構。各種建議的替代方案，如執行信賴標章機制，執行評估制度，或以剝奪網域名稱爲嚇阻之執行機制，均有未盡完善之處。本文倡議－建立以國際信用卡付款網絡與信用卡歸扣機制相結合爲基礎的網路信用卡付款統一爭端解決方針，來解決網路消費仲裁判斷之執行問題。此種替代性執行機制結合網路仲裁與網路信用卡付款機制，包含網路仲裁標準程序規範的建立，網路仲裁機構的認證與監督，網路信用卡付款機制所涉金融機構的自願參與。在此機制下，關於金錢給付之仲裁判斷之執行，可透過相關金融機構之合作，藉由逆向之網路付款流程，由債務人之金融帳戶撥付特定款項至債權人之帳戶，從而使仲裁判斷之內容得以實現而無須依循一般國家法院民事強制執行程序。

關鍵字

紐約公約 ； 消費仲裁 ； 仲裁判斷 ； 執行機制 ； 信賴標章 ； 歸扣 ； 網路信用卡付款統一爭端解決方針

並列摘要

The 1958 New York Convention has created an international framework under which the arbitral awards of international commercial arbitration may be recognised and enforced. No such an international legal framework exists for the enforcement of international consumer arbitration awards. Possible alternatives, such as enforcement trustmarks, enforcement evaluation, and enforcement based on sanction of domain loss, are inadequate. A sui generis solution to the enforcement problem may be the creation of a UDRPOCP based on the international credit card payment network and credit card chargeback process. It combines online arbitration with the online credit card payment process. This mechanism will involve the stipulation of procedural standards for online arbitral proceedings. Arbitration institutions involved should be accredited and put under supervision. The financial institutions involved in the online payment process must agree to be bound by the result of arbitration so that the proposed enforcement process can take place. Under this mechanism, the awards are to be enforced by a reversed online payment process with the cooperation of various financial institutions in accordance with their respective contractual obligation under the UDRPOCP. This enforcement mechanism can be efficient and does not invoke the traditional enforcement procedure in national courts.

並列關鍵字

New York Convention ； consumer arbitration ； arbitral award ； enforcement mechanism ； trustmark ； chargeback ； UDRPOCP

參考文獻

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