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摘要


金融保險業也有專利嗎?是的,保險也有專利,只是目前保險業為其創新商品或服務點子提出專利申請的趨勢並不普遍。本文針對美國專利分類號705 (UPC 705)之第4次分類為主討論以下一些議題:以專利申請情況探討目前處於萌芽期保險商業方法的未來技術軌跡(Technological Trajectories)為何?以經營實務面探討目前保險商業方法的專利領域(Patent Field)為何?智慧財產權實施後對保險經營上的衝擊與因應之道?最後在經營策略上針對商業方法與智慧財產權作出策略性建議。

並列摘要


Does insurance industry have a patent? Yes, insurance does have a patent. But insurance companies didn't often apply patents to protect their innovation. This article has focused its discussion on subclass 4 of UPC 705, and explores the technological trajectories and patent fields of insurance business methods. Moreover, it also discusses the possible impacts and strategies that companies should take after implementation of IPR (Intellectual Property Rights). Finally, several suggestions are made to companies in responses to this industrial restructure due to the implementation of IPR.

被引用紀錄


周靜平(2010)。產物保險業保險商品組合之探討〔碩士論文,淡江大學〕。華藝線上圖書館。https://doi.org/10.6846/TKU.2010.00272
古金華(2009)。壽險業保單商品設計與組合特性對顧客信任與顧客滿意影響之探討〔碩士論文,淡江大學〕。華藝線上圖書館。https://doi.org/10.6846/TKU.2009.00515
劉任昌、葉馬可(2015)。隱匿已發表論文以求量產策略所導致之負面效應:TSSCI期刊論文個案分析科學與人文研究3(3),1-29。https://doi.org/10.6535/JSH2015123301
李裕勳(2007)。專利法上先使用權之研究〔碩士論文,國立臺灣大學〕。華藝線上圖書館。https://doi.org/10.6342/NTU.2007.00390
李尚嬪(2009)。我國保險商品專利之現況與展望〔碩士論文,朝陽科技大學〕。華藝線上圖書館。https://www.airitilibrary.com/Article/Detail?DocID=U0078-1111200915521312

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