兩岸金融機構經營績效之評估

Evaluation on the Performance of Cross-strait Financial Institutions

方顯光(Hsien-Kuang Fang) ； 柯穎鏵(Ying-Hua Ke)

《全球管理與經濟》 13卷2期 (2017/12) Pp. 19-42

https://doi.org/10.6565/JGME.2017.12(2).2

摘要

隨著十三五的提出，兩岸金融合作再度加強，由此可見加強兩岸金融合作是黨和國家的較為重要的發展戰略。而且最近幾年，兩岸金融合作取得多項進展，其中，銀行業是金融機構的主體，所以評估兩岸銀行的經營績效，認識兩岸銀行的不足之處，這對於提高兩岸經濟水準，加強兩岸金融合作發展都有重要作用。本文在構建銀行經營績效指標體系的基礎上，以中國招商銀行和臺灣玉山銀行在2006-2015年的資料為例，以資料包絡分析法對兩岸銀行的經營績效進行了評估和比較。結果表明，招商銀行在2006、2008、2009和2011年需要增加投入，減少產出，在2011年需要增加投入項。玉山銀行在2009、2011和2012年需要增加投入項，產出項無需改變。

關鍵字

經營效率 ； 資料包絡分析法 ； 兩岸銀行

並列摘要

With the introduction of thirteen five, cross-strait financial cooperation to strengthen again, we can see that strengthening cross-strait financial cooperation is the party and the country's more important development strategy. In recent years, cross-strait financial cooperation has made a lot of progress, of which the banking industry is the main body of financial institutions, so assess the performance of cross-strait banks to understand the shortcomings of cross-strait banks, which is to improve cross-strait economic standards, strengthen cross-strait financial institutionshave an important role. On the basis of constructing the bank operating performance index system, this paper takes the data of China Merchants Bank and Taiwan Yushan Bank in 2006 and 2015 as an example to evaluate and compare the performance of banks on both sides by means of data envelopment analysis. The results show that China Merchants Bank in 2006,2008,2009 and 2011 need to increase investments, reduce output, in 2011 need to increase input. Yushan Bank in 2009, 2011 and 2012 need to increase the input items, the output does not need to change.

並列關鍵字

Operating Efficiency ； Data Envelopment Analysis ； Cross - strait Bank